Silença Tech provides consulting and development services for fintech startups, specializing in software solutions for trading, payments, and accounting.

Silença Tech

Tala is a leading financial platform that provides instant access to credit, payments, savings, and transfer services to millions of customers on three continents. The company leverages advanced technology and human creativity to reinvent financial infrastructure and unlock global economic progress for the Global Majority.

Tala

Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.

Affirm Holdings, Inc. Class A Common Stock

BitPay is a pioneer in building blockchain payment technology to transform how businesses and people send, receive, and store money around the world. Founded in 2011, BitPay saw the potential for bitcoin to revolutionize the financial industry, making payments faster, more secure, and less expensive on a global scale.

Tony Gallippi

Antonio Gallippi

BitPay

Silença Recent Projects

Silença Tech - Fintech, Blockchain solutions | 120 followers on LinkedIn. Developing trusted software for cryptotraders and exchanges | We are a full-stack software development company with 8+ years of experience in deploying custom digital solutions.

Our main products are:

   +  cryptopnl.io - Sophisticated SaaS accounting system

   +  paymir.io - Full-service digital assets marketplace

   +  amlbot.com - Checking compliance of cryptocurrency with anti-money laundering requirements

   +  platotrade.com - Crypto trading platform

Our collaborative team of developers, analysts, designers, and quality assurance professionals is ready to dedicate their time and to contribute their best practices whether you are a startup or a mature business. 

Our Strength:
Financial Technologies · Information Management · SaaS Development · Mobile, Web, Cloud Application Development · Database Development · Enterprise Content Management · Custom Software Development

Main expertise: 

digital asset trading 
strategy backtesting
crypto-currency exchange interactions
trading methods
seamless payment gateways
accountancy &amp; managerial platforms (CRM)
chatbots
multilevel financial programs
workflow automation 

Our approaches:
  * extensive two-way communication
  * thoroughly gather requirements  
  * combination of technologies  

We are qualified to build a structure for financial documents and reports necessary for you to run your business smoother within boundaries of International Financial Reporting Standards or completely altered for you.

Metric
Company Name	Silença Tech	Tala	Affirm Holdings, Inc. Class A Common Stock	BitPay
Symbol			AFRM
MSH ID	COM:SILENCATECH	CO:TALA	COM:AFFIRM	COM:BITPAY
Market	PRIVATE	PRIVATE	STOCKS	PRIVATE
Sector	Technology	Financial Services & Finance	Technology	Financial Services & Finance
Industry	Financial Services	Financial Services	Software - Infrastructure	Financial Technology
Country	DE		US	US
Stage				Series B
Employee Count		501	2.01K	142
Website	silencatech.com	tala.co	affirm.com	bitpay.com
LinkedIn	silenca-tech			bitpay-inc-
Founders

Metric
Market Cap		20.90B
Enterprise Value
Monthly Web Traffic	1.93K		958.11K
Web Traffic Growth	6.57		0.17
Valuation
Raised Capital			1.80M

Metric
Revenue			2.32B
Revenue (LTM)
Revenue (NTM)
Gross Profit			1.98B
EBITDA			86.36M
Operating Income			-82.68M
Net Income			-517.76M
EPS			-1.67
Diluted EPS			-1.67
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score				95.13
28-Day Growth Score				35.88
90-Day Growth Score				30.70
365-Day Growth Score				43.15

Metric
Gross Profit Margin			0.74
Operating Profit Margin			-0.14
EBITDA Margin			0.04
Net Profit Margin			-0.22
Return on Equity			-0.20
Return on Assets			-0.05
Return on Capital Employed			-0.04

COM:SILENCATECH

Silença Tech

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio			-13.80
P/B Ratio			4.87
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio			6.60
EV Multiple			257.63

Metric
Days Sales Outstanding			964.71
Days Payables Outstanding			11.31
Days Inventory Outstanding
Operating Cycle			1.01K
Cash Conversion Cycle			982.29
Asset Turnover			0.24

Metric
Operating Cash Flow			450.14M
Free Cash Flow			290.84M
Cash Flow to Debt			0.16
Operating Cash Flow/Sales			0.20
Free Cash Flow Yield			-0.01

Metric
Cash & Equivalents			1.30B
Accounts Receivable			-167.76M
Inventory
Goodwill			533.44M
Debt to Capitalization			0.70
Debt to Assets			0.68
Current Ratio			54.55
Quick Ratio			66.65

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue			0.26
R&D to Revenue
SG&A to Revenue			0.35