SMBC Group provides corporate and investment banking services, with a focus on creating financial strategies tailored to clients' unique needs. The firm operates globally, with a team of industry experts delivering comprehensive financial solutions.

SMBC Group

Concordia Financial Group, Inc. provides financial services including retirement planning, investment advice, insurance, estate conservation, and wealth management. It focuses on customizing financial solutions based on individual client needs.

Concordia Financial Group, Inc.

Fukuoka Financial Group, Inc., through its subsidiaries, provides various banking services to individual and corporate customers. The company accepts various deposits, such as current deposits, ordinary and other demand deposits, time deposits, and negotiable certificates of deposit, as well as provides loan products. It is also involved in securities, office work agent, loan guarantee, system development and operation, credit card, collateral valuation, credit management and collection, consulting, insurance, research and development, investments, and factoring businesses. In addition, the company engages in the movable property and lease of right; and provision of information processing and communications services businesses. As of March 31, 2021, it operated through a network of 428 branches in Japan and 8 offices internationally, as well as operated approximately 2,300 ATMs. Fukuoka Financial Group, Inc. was founded in 1877 and is headquartered in Fukuoka, Japan.

Fukuoka Financial Group, Inc.

千葉銀行 provides a range of banking services including personal and corporate internet banking, loans such as housing and car loans, credit cards, and investment services. It also offers insurance and wealth management solutions.

Metric
Company Name	SMBC Group	Concordia Financial Group, Inc.	Fukuoka Financial Group, Inc.	千葉銀行
Symbol			8.35K
MSH ID	COM:SMBCGROUP	COM:CONCORDIAFINANCIAL	COM:FUKUOKA-FG	JP:CO:CHIBABANK
Market	PRIVATE	PRIVATE	STOCKS	PRIVATE
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services	Financial Services & Finance
Industry	Banking	Financial Planning	Banks - Regional	Banking
Country	JP	US	JP	JP
Stage
Employee Count			8.00K
Website	smbcgroup.com	concordiafinancial.com	fukuoka-fg.com	chibabank.co.jp
LinkedIn
Founders

Metric
Market Cap			5.45B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue			2.69B
Revenue (LTM)
Revenue (NTM)
Gross Profit			2.66B
EBITDA			137.11M
Operating Income			379.25M
Net Income			408.02M
EPS			2.17
Diluted EPS			2.17
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin			1.08
Operating Profit Margin			0.30
EBITDA Margin			0.05
Net Profit Margin			0.23
Return on Equity			0.07
Return on Assets			0.00
Return on Capital Employed			0.01

SMBC

COM:SMBCGROUP

SMBC Group

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio			22.61
P/B Ratio			0.77
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio			3.09
EV Multiple			46.58

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover			0.01

Metric
Operating Cash Flow			-391.43M
Free Cash Flow			-540.24M
Cash Flow to Debt			0.00
Operating Cash Flow/Sales			0.10
Free Cash Flow Yield

Metric
Cash & Equivalents			56.36B
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization			0.93
Debt to Assets			0.25
Current Ratio
Quick Ratio			2.42

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue			0.54