SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

Ian Brady

Andrew Carra

Daniel Macklin

James Finnigan

Michael Cagney

SoFi Technologies, Inc.

Ares Wealth Management Solutions empowers advisors to incorporate private markets investing into their practice with hands-on guidance and education. The firm aims to make private markets more accessible to their clients through a suite of investment solutions.

Ares Wealth Management Solutions

Cash Link USA provides personal cash loans as an alternative to payday loans. The company operates as a state-licensed direct lender in several states, offering quick online loan approval and various types of loan products.

Cash Link USA

Chime is a financial technology company that provides banking services through partnerships with The Bancorp Bank, N.A. and Stride Bank, N.A.

Ryan King

Chris Britt

Chime

Technisys

Galileo Financial Technologies

SoFi is a values-driven company on a mission to help our members get their money right. We create modern financial products and services that help people borrow, save, spend, invest, and protect their money better, so that they can achieve financial independence and realize their ambitions—from owning a home to saving for retirement, paying off their student loans, and more. 

CFL #6054612; NMLS #1121636 (www.nmlsconsumeraccess.org) Advisory services through SoFi LLC, a registered investment advisor. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. SoFi Money™ is offered through SoFi Securities LLC, member FINRA/SIPC.

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Following a strong Q4, SoFi’s CEO shares his positive outlook for 2024👇 

"We're really bullish about our financial services segment which is growing quite well. We are expecting 75% YoY revenue growth in our financial services segment and 20% YoY revenue growth in the tech platform." 

Watch the full video to hear more from Anthony Noto on CNBC: https://lnkd.in/g-c2jszd

It’s no secret we’re a members-first app. So it should come as no surprise that SoFi Invest® is working hard to give our members access to alternative investments that the high net worth have traditionally enjoyed for decades—with no accreditation requirements.

Soon enough, members can start building and protecting their wealth with alternative funds that include commodities, private credit, pre-IPO unicorns, and more. That’ll help them with the opportunity to produce different returns compared to traditional investments (under similar market conditions), access companies with enhanced growth potential, and generate extra income from dividends.

Trade now: https://lnkd.in/gWBK5ZH4

Where is inflation headed in 2024? Tune into The Important Part with Liz Young for more on the cumulative effects of inflation and what it means for you and your wallet. 

Listen to the full episode ➡️ https://lnkd.in/g3-u-kud

At SoFi, we’re passionate about helping you Get Your Money Right and believe nobody should have to choose between making retirement contributions and making student loan payments. Through SoFi At Work, we’ve launched an employee benefit service enabling companies to match their employees' student loan payments in the form of 401(k) contributions.

This week we had an opportunity to participate in a forward-looking conversation at the White House. Bringing together members of the Biden Administration and leaders from across public and private sectors, we focused our discussion on leveraging the workplace to improve financial resilience, including employer-led student loan match programs like our own. We’re inspired by the collaboration and we are looking forward to fostering a brighter financial future for everyone in 2024 and beyond.

Kicked off the first week of the year with SoFi ringing the NYSE closing bell 🔔 Huge congrats to the SoFi Invest team on the launch of a new ETF!!

Tax season is the most dreaded time of year. But not this year, because SoFi is declaring it "match season" instead with a 2% IRA match on all contributions through Tax Day.* Learn how to get started! ➡️ https://lnkd.in/gsH7vmqP

It’s open-enrollment season! Do you know how much your employer’s life insurance covers? (Hint: It’s probably not enough.)

Many employer-provided group term life policies are based on salary and don’t consider the other assets and expenses that make up your finances. We’ve teamed up with Ladder to help make getting the right term life coverage easy and affordable.

✅ Try a coverage calculator or get a personalized quote for free.
✅ Apply online in minutes (no doctor’s exam required for policies of up to $3M).*
✅ Adjust your policy as your needs change.

Learn more about term life insurance and get a free quote 👉 https://lnkd.in/dXhAxRyi

Talk 🗣️ About 🗣️ Money 🗣️

In episode 5 of Richer Lives, Elaine Welteroth said this is the number one thing that puts you in a more powerful position when negotiating, and if you don’t negotiate you could be leaving an estimated $1 million to $1.5 million on the table over your lifetime.* Tap the link in our bio to watch the full episode on YouTube and don’t forget to subscribe!

Our Head of Investment Strategy, Liz Young went on CNBC last week to discuss stock market seasonality, the recent Fed meeting and Q3 Earnings reports. Don’t miss as she shares her perspective on what's in store for the remainder of the year ⤵️

Watch the full interview here: https://lnkd.in/gyX9pcGh

The #3 Ranked Business Podcast is back! 📣

Are you ready to learn more about building wealth through investing to achieve your financial goals? Our very own, Liz Young is back with Season 3 of The Important Part podcast where she’s unpacking topics related to managing your portfolio, retail investing, inflation, market cycles, real estate, and more!

Each episode, Liz speaks with industry experts like Ben Carlson, CFA and Gunjan Banerji armed with knowledge to help investors achieve their goals. Listen and subscribe to keep up with the latest! ⤵️

https://lnkd.in/gnCwvD_E

Metric
Company Name	SoFi Technologies, Inc.	Ares Wealth Management Solutions	Cash Link USA	Chime
Symbol	SOFI
MSH ID	COM:SOFI	COM:ARESWMS	COM:CASHLINKUSA	COM:CHIME
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services	Financial Services & Finance	Financial Services & Finance	Financial Services & Finance
Industry	Financial - Credit Services	Investment Management	Consumer Finance	Financial Technology
Country	US	US	US	US
Stage			Series A
Employee Count	4.40K			1.70K
Website	sofi.com	areswms.com	cashlinkusa.com	chime.com
LinkedIn	sofi			chime-card
Founders

Metric
Market Cap	6.95B
Enterprise Value
Monthly Web Traffic	17.71M	2.09K	3.91K	16.45M
Web Traffic Growth	0.11	26.49	9.35	-0.19
Valuation
Raised Capital	750M		7.67M

Metric
Revenue	2.05B
Revenue (LTM)
Revenue (NTM)
Gross Profit	2.05B
EBITDA	-300.33M
Operating Income	-300.33M
Net Income	-300.74M
EPS	-0.32
Diluted EPS	-0.32
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.69
Operating Profit Margin	0.06
EBITDA Margin	-0.15
Net Profit Margin	-0.05
Return on Equity	-0.02
Return on Assets	-0.00
Return on Capital Employed	0.00

COM:SOFI

SoFi Technologies, Inc.

Last Close

15.01

22/11 21:00

Market Cap

6.95B

Beta: -

Volume Today

300.55K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-24.26
P/B Ratio	1.39
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	4.47
EV Multiple	444.62

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding	1.42K
Operating Cycle	1.43K
Cash Conversion Cycle	1.22K
Asset Turnover	0.08

Metric
Operating Cash Flow	551.87M
Free Cash Flow	430.68M
Cash Flow to Debt
Operating Cash Flow/Sales	-0.82
Free Cash Flow Yield	-0.95

Metric
Cash & Equivalents	3.62B
Accounts Receivable
Inventory
Goodwill	1.39B
Debt to Capitalization	0.49
Debt to Assets
Current Ratio
Quick Ratio	165.31

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.13
R&D to Revenue	0.24
SG&A to Revenue	0.24