Stifel Financial Corp., a financial services and bank holding company, provides retail and institutional wealth management, and investment banking services to individual investors, corporations, municipalities, and institutions in the United States, the United Kingdom, the rest of Europe, and Canada. It operates in three segments: Global Wealth Management, Institutional Group, and Other. The company provides private client services, including securities transaction and financial planning services; institutional equity and fixed income sales, trading and research, and municipal finance services; investment banking services, such as mergers and acquisitions, public offerings, and private placements; and retail and commercial banking services comprising personal and commercial lending programs, as well as deposit accounts. It also participates in and manages underwritings for corporate and public finance; and offers financial advisory and securities brokerage services. The company was founded in 1890 and is headquartered in St. Louis, Missouri.

Herman C. Stifel

Henry J. Nicolaus

Stifel Financial Corp.

Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.

Synovus Financial Corp.

Established in 1890, Stifel, Nicolaus & Company, Incorporated is one of the nation’s premier full-service financial services firms, providing brokerage, trading, investment banking, investment advisory, and related services to individual investors, professional money managers, businesses, and municipalities through more than 400 locations across the U.S.Stifel ranks as the 7th largest brokerage firm in the country as measured by number of financial advisors, with approximately 2,300, and features a highly regarded equity research department that has earned numerous accolades from such publications as The Wall Street Journal, Forbes, and the Financial Times. Stifel was recognized as the No. 1 wealth management firm for employee advisor satisfaction, based on the J.D. Power 2023 U.S. Financial Advisor Satisfaction Study*.Stifel is the principal subsidiary of Stifel Financial Corp. (NYSE: SF), a financial services holding company headquartered in St. Louis, Missouri. Stifel Financial Corp.'s other subsidiaries include Stifel Independent Advisors, LLC, an independent contractor broker-dealer firm; Stifel Nicolaus Europe Limited, the Company’s European subsidiary; Stifel Nicolaus Canada, Inc., our Canadian subsidiary; Stifel Bank and Trust and Stifel Bank, retail and commercial banks; and Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A, our trust companies.*Stifel received the highest score among employee advisors in the J.D. Power 2023 U.S. Financial Advisor Satisfaction Study of employee advisors’ satisfaction among those who are employed by an investment services firm. Visit jdpower.com/awards for more details.

Metric
Company Name	Stifel Financial Corp.	Synovus Financial Corp.
Symbol	SF	SNV
MSH ID	COM:STIFEL	COM:SYNOVUS
Market	STOCKS	STOCKS
Sector	Financial Services	Financial Services
Industry	Financial - Capital Markets	Banks - Regional
Country	US	US
Stage		Post-IPO Debt
Employee Count	8.89K	4.73K
Website	stifel.com	synovus.com
LinkedIn	stifel-financial-corp-
Founders

Metric
Market Cap	8.53B	5.96B
Enterprise Value
Monthly Web Traffic		930.25K
Web Traffic Growth		-0.11
Valuation
Raised Capital		500M

Metric
Revenue	5.16B	2.03B
Revenue (LTM)
Revenue (NTM)
Gross Profit	4.29B	1.71B
EBITDA	961.84M	2.69B
Operating Income	880.38M	858.67M
Net Income	522.54M	543.71M
EPS	4.55	3.46
Diluted EPS	4.28	3.46
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.83	0.93
Operating Profit Margin	0.21	0.42
EBITDA Margin	0.19	1.33
Net Profit Margin	0.10	0.27
Return on Equity	0.11	0.11
Return on Assets	0.01	0.01
Return on Capital Employed	0.03	0.02

COM:STIFEL

Stifel Financial Corp.

Last Close

115.01

22/11 21:00

Market Cap

8.53B

Beta: -

Volume Today

488.50K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	14.70	7.65
P/B Ratio	1.50	1.14
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.89	2.94
EV Multiple	16.52	8.97

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding	1.49K
Operating Cycle	1.58K
Cash Conversion Cycle	603.71
Asset Turnover	0.15	0.04

Metric
Operating Cash Flow	620.01M	937.35M
Free Cash Flow	568.03M	905.14M
Cash Flow to Debt	0.36	0.65
Operating Cash Flow/Sales	0.14	0.62
Free Cash Flow Yield	0.12	0.33

Metric
Cash & Equivalents	3.36B	2.41B
Accounts Receivable	88.22M
Inventory	3.52B	-1.21B
Goodwill	1.39B	480.44M
Debt to Capitalization	0.25	0.32
Debt to Assets		0.05
Current Ratio		4.80K
Quick Ratio	7.62	3.62K

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.03	0.01
R&D to Revenue
SG&A to Revenue	0.59	0.34