Surfly offers co-browsing and collaborative web interaction technology for product, sales and service teams in industries such as insurance, banking, and healthcare. The technology allows real-time collaboration without requiring code changes on user websites.

Surfly

Smith.ai is a virtual receptionist service that provides businesses with professional answering services, including call screening, scheduling, and lead intake. The company leverages a combination of AI and human touch to deliver personalized and efficient phone receptionist support.

Aaron Lee

Justin Maxwell

Smith.ai

Frontwave Credit Union provides various banking solutions including checking accounts, savings accounts, credit cards, auto loans, and mortgages. The services are self-described as valuable to the community in California.

Frontwave Credit Union

International Commodity Traders ICT is a Special Purpose Entity engaged in the trading of physical commodities in the international market. It acts as managers and facilitators, bringing together suppliers and buyers from around the world, and serves as both end physical buyer and seller of diverse products.

Metric
Company Name	Surfly	Smith.ai	Frontwave Credit Union	International Commodity Traders ICT
Symbol
MSH ID	COM:SURFLY	AI:SMITH	COM:FRONTWAVECU	COM:INTERCOMTRADERS
Market	PRIVATE	PRIVATE	PRIVATE	PRIVATE
Sector	Technology	Commercial & Professional Services	Financial Services & Finance	Commercial & Professional Services
Industry	Software & IT Services	Professional Services	Banking	Commodity Trading
Country	NL	US	US	IT
Stage
Employee Count		282	251
Website	surfly.com	smith.ai	frontwavecu.com	intercomtraders.com
LinkedIn		smith-ai
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic			89.33K
Web Traffic Growth			0.11
Valuation
Raised Capital

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Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

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Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

COM:SURFLY

Surfly

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

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Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

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Free Cash Flow
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Operating Cash Flow/Sales
Free Cash Flow Yield

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Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue