Tpay provides online payment solutions designed to facilitate transactions for e-commerce platforms. It offers various payment methods and integration options for businesses.

Tpay

Infobip provides an omnichannel marketing platform designed for communication across various channels, enabling customer engagement solutions, cloud contact center capabilities, and chatbot building.

Infobip

IPification provides mobile authentication services, focusing on passwordless login solutions. self-described as remastering mobile authentication.

IPification

Twilio Inc., together with its subsidiaries, provides a cloud communications platform that enables developers to build, scale, and operate customer engagement within software applications in the United States and internationally. Its customer engagement platform provides a set of application programming interfaces that handle the higher-level communication logic needed for nearly every type of customer engagement, as well as enable developers to embed voice, messaging, video, and email capabilities into their applications. The company was incorporated in 2008 and is headquartered in San Francisco, California.

Metric
Company Name	Tpay	Infobip	IPification	Twilio Inc.
Symbol				TWLO
MSH ID	COM:TPAY	COM:INFOBIP	COM:IPIFICATION	COM:TWILIO
Market	PRIVATE	PRIVATE	PRIVATE	STOCKS
Sector	Financial Services & Finance	Technology	Technology	Communication Services
Industry	Financial Technology	Telecommunications	Information Technology & Services	Internet Content & Information
Country	PL	HR	SG	US
Stage
Employee Count				5.58K
Website	tpay.com	infobip.com	ipification.com	twilio.com
LinkedIn	tpaymobile			twilio-inc-
Founders

Metric
Market Cap			9.59B
Enterprise Value
Monthly Web Traffic	2.04M	2.09M	7.21M
Web Traffic Growth	-0.07	-0.10	-0.02
Valuation
Raised Capital		500M	378.22M

Metric
Revenue				4.15B
Revenue (LTM)
Revenue (NTM)
Gross Profit				2.04B
EBITDA				-876.54M
Operating Income				-876.54M
Net Income				-1.02B
EPS				-5.54
Diluted EPS				-5.54
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin				0.50
Operating Profit Margin				-0.12
EBITDA Margin				-0.21
Net Profit Margin				-0.14
Return on Equity				-0.06
Return on Assets				-0.06
Return on Capital Employed				-0.05

TPAY

COM:TPAY

Tpay

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio				-14.27
P/B Ratio				1.26
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio				2.68
EV Multiple				-18.61

Metric
Days Sales Outstanding				49.57
Days Payables Outstanding				18.08
Days Inventory Outstanding				0.00
Operating Cycle				49.45
Cash Conversion Cycle				35.61
Asset Turnover				0.40

Metric
Operating Cash Flow				414.75M
Free Cash Flow				363.52M
Cash Flow to Debt				0.79
Operating Cash Flow/Sales				0.20
Free Cash Flow Yield				0.01

Metric
Cash & Equivalents				655.93M
Accounts Receivable				-85.09M
Inventory
Goodwill				5.24B
Debt to Capitalization				0.11
Debt to Assets				0.10
Current Ratio				6.53
Quick Ratio				6.55

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue				0.17
R&D to Revenue				0.24
SG&A to Revenue				0.12