TransUnion provides risk and information solutions. The company operates in three segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights, and analytics to businesses. These businesses use its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, insurance, tenant and employment, collections and services, technology, commerce and communication, public sector, media, and other markets. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; and consumer services, which help consumers to manage their personal finances and consumer credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The Consumer Interactive segment provides credit reports and scores, credit monitoring, identity protection and resolution, and financial management solutions that enable consumers to manage their personal finances and take precautions against identity theft. This segment offers its products through online and mobile interfaces, as well as through direct and indirect channels. The company serves customers in approximately 30 countries and territories, including North America, Latin America, Europe, Africa, India, and the Asia Pacific. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

TransUnion

Accurate Background provides employment background screening services aimed at streamlining the hiring process for global companies. The company offers technology and tools that help ensure efficient onboarding and compliance with local data and privacy regulations. Self-described as the largest private provider of these services.

Accurate Background

Background Check Express provides background check services that are easy to use, cost-effective, and flexible. The company serves small business owners, human resource managers, landlords, and non-profit organizations.

Background Check Express

VC Lab is a venture capital accelerator that helps managers worldwide close on capital in under 6 months. It also offers training programs for accredited investors and aspiring professionals in the venture capital industry.

VC Lab

iovation

Rubixis Inc.

Neustar, Inc.

TransUnion SmartMove

Tru Optik

TransUnion Nipashe for Kenya

TransUnion Lithuania

TransUnion ShareAble

TransUnion Nipashe

CreditClimber

TransUnion ShareAble for Hires

TransUnion is a global information and insights company that makes trust possible in the modern economy. We do this by providing an actionable picture of each person so they can be reliably represented in the marketplace.  As a result, businesses and consumers can transact with confidence and achieve great things.  This picture is grounded in our legacy as a credit reporting agency which enables us to tap into both credit and public record data; our data fusion methodology that helps us link, match and tap into the awesome combined power of that data; and our knowledgeable and passionate team, who stewards the information with expertise, and in accordance with local legislation around the world. A leading presence in more than 30 countries across five continents, TransUnion provides solutions that help create economic opportunity, great experiences and personal empowerment for hundreds of millions of people.We call this Information for Good®—it’s our purpose, and what drives us every day.

Metric
Company Name	TransUnion	Accurate Background	Background Check Express	VC Lab
Symbol	TRU
MSH ID	COM:TRANSUNION	COM:ACCURATE	COM:BACKGROUNDCHECKEXPRESS	COM:GOVCLAB
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector	Industrials	Commercial & Professional Services	Commercial & Professional Services	Financial Services & Finance
Industry	Consulting Services	Human Resources & Staffing	Background Check Services	Venture Capital
Country	US	US	US	US
Stage				Pre Seed
Employee Count	13K
Website	transunion.com	accurate.com	backgroundcheckexpress.com	govclab.com
LinkedIn	transunion
Founders

Metric
Market Cap	14.82B
Enterprise Value
Monthly Web Traffic		88
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	3.83B
Revenue (LTM)
Revenue (NTM)
Gross Profit	1.79B
EBITDA	1.18B
Operating Income	654.80M
Net Income	-206.20M
EPS	-1.07
Diluted EPS	-1.07
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.65
Operating Profit Margin	0.06
EBITDA Margin	0.31
Net Profit Margin	-0.04
Return on Equity	-0.04
Return on Assets	-0.02
Return on Capital Employed	0.02

COM:TRANSUNION

TransUnion

Last Close

98.59

22/11 21:00

Market Cap

14.82B

Beta: -

Volume Today

1.34M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-50.88
P/B Ratio	3.33
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	5.26
EV Multiple	12.79

Metric
Days Sales Outstanding	67.08
Days Payables Outstanding	73.38
Days Inventory Outstanding
Operating Cycle	72.27
Cash Conversion Cycle	14.08
Asset Turnover	0.36

Metric
Operating Cash Flow	642.10M
Free Cash Flow	331.40M
Cash Flow to Debt	0.13
Operating Cash Flow/Sales	0.17
Free Cash Flow Yield	0.03

Metric
Cash & Equivalents	476.20M
Accounts Receivable	-135.10M
Inventory
Goodwill	5.18B
Debt to Capitalization	0.57
Debt to Assets	0.49
Current Ratio	1.54
Quick Ratio	1.66

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02
R&D to Revenue
SG&A to Revenue