United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, commercial and residential real estate, and consumer loans. As of December 31, 2021, the company operated through a network of banking offices in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties in Ohio, as well as Marshall and Ohio Counties in West Virginia and the surrounding localities; and a loan production office in Wheeling, West Virginia. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

United Bancorp Inc/OH

United Bancorp, Inc.

United Bancorp, Inc. is a publicly-traded company headquartered in Martins Ferry, Ohio, operating through a single bank charter with 18 banking offices.

Metric
Company Name	United Bancorp Inc/OH
Symbol	UBCP
MSH ID	COM:UNITEDBANCORP
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	US
Stage
Employee Count	115
Website	unitedbancorp.com
LinkedIn
Founders

Metric
Market Cap	72.81M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	40.90M
Revenue (LTM)
Revenue (NTM)
Gross Profit	40.90M
EBITDA
Operating Income	40.90M
Net Income	8.95M
EPS	1.63
Diluted EPS	1.63
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.00
Operating Profit Margin	0.66
EBITDA Margin
Net Profit Margin	0.27
Return on Equity	0.16
Return on Assets	0.01
Return on Capital Employed	0.06

COM:UNITEDBANCORP

United Bancorp, Inc.

Last Close

12.83

22/11 21:00

Market Cap

72.81M

Beta: -

Volume Today

11.58K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	7.27
P/B Ratio	1.51
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.34
EV Multiple	1.13

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding	146.91M
Operating Cycle	146.91M
Cash Conversion Cycle	146.91M
Asset Turnover	0.05

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt	0.25
Operating Cash Flow/Sales	0.33
Free Cash Flow Yield	0.13

Metric
Cash & Equivalents	-40.77M
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization	0.68
Debt to Assets
Current Ratio
Quick Ratio	0.81

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02
R&D to Revenue
SG&A to Revenue	0.28