Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, consultants, and independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.

Unum Group

Unum is a company that provides employee benefits, including disability, life, accident, critical illness, dental and vision insurance.

Unum

Unum Ireland

Unum UK

Since our founding in 1848, Unum has been a leader in the employee benefits business through innovation, integrity and an unwavering commitment to our customers. This simple philosophy has guided us through America’s fledgling insurance landscape and helped us become an international leader in financial protection benefits, offering disability, life, accident, critical illness, dental, vision and stop-loss insurance; leave and absence management support and behavioral health services.

This is a public forum, so we kindly ask you to respect our posting guidelines, which can be found here: https://bit.ly/unumpostingguidelines.

AtYourBusiness.com

Unum delivers deeper integrations with Workday, saving valuable time for HR by automating and streamlining benefits administration and leave management.
With the experience that comes with hundreds of customers and millions of transactions, HR Connect optimizes your Workday platform with deeper, API-enabled connections designed to deliver a better employee benefit experience. http://spr.ly/60499UwLb

Our Generosity in July campaign continues, shining a light on the incredible work of our Unum Group community partners. Throughout July, #TeamUnum will spread the #CaringSpirit by volunteering our time and resources to enhance the well-being of our elderly community members. Together, we build stronger, healthier communities.

Senior Resources Inc. provides care and connection that enriches the lives of seniors. Our employees have a long history of volunteering and caring for seniors in the community.

Our Generosity in July campaign is an opportunity to support Unum Group community partners during a critical time of need. This year, we're supporting our community partners who help older adults (age 65+) stay active and independent. Throughout July, #TeamUnum will spread the #CaringSpirit and build stronger communities, one act of service at a time.

Southern Maine Agency On Aging provides vital programs for older adults and caregivers in our region, including Meals on Wheels, Medicare counseling, and case management services for individuals of the greatest social and economic need.

The latest in legislation! Get the scoop on the final ruling on the Pregnant Workers Fairness Act (PWFA) that’s now in effect. We’re breaking it down in baby steps to give you the top 5 things you need to know to stay compliant with the changes. 

#TheBenefitsBriefing #LeaveManagement #PWFA #WorkplaceAccommodations #HRTrends #PregnantWorkers #ADA

Unum Group graciously made a 2:1 matching gift on ChattState's first annual Giving Day, effectively tripling every dollar donated! Their $30,000 donation is directly going to students via the Tiger Cupboard food pantry, the Helping Hands emergency fund and the SkillsUSA Fund. Thank you for your continued support of our students and the community. 
#Unum #GivingDay #ChattState

We celebrate Disability Pride Month by honoring the achievements of the disability community, advocating for people with disabilities and acknowledging the importance of the Americans with Disabilities Act (ADA), signed on July 26, 1990. We remain committed to providing our employees with an accessible work culture and our customers access to disability benefits that protect their families, finances and futures.

	Dec '13	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23
revenue	10.35B -	10.52B 1.65%	10.73B 1.96%	11.05B 2.94%	11.29B 2.18%	11.60B 2.76%	12.00B 3.45%	13.16B 9.69%	12.01B 8.72%	11.99B 0.19%	12.39B 3.29%
cost of revenue	296.60M -	103.30M 65.17%	342.10M 231.17%						212.80M -	473.50M 122.51%	452M 4.54%
gross profit	10.06B -	10.42B 3.62%	10.39B 0.31%	11.05B 6.33%	11.29B 2.18%	11.60B 2.76%	12.00B 3.45%	13.16B 9.69%	11.80B 10.34%	11.52B 2.40%	11.93B 3.62%
selling and marketing expenses
general and administrative expenses	790.40M -	820.90M 3.86%	835.10M 1.73%	832.10M 0.36%	844.40M 1.48%	885.90M 4.91%	898.30M 1.40%	953.20M 6.11%	975.20M 2.31%	1.09B 11.72%	1.16B 6.71%
selling general and administrative expenses	790.40M -	820.90M 3.86%	835.10M 1.73%	832.10M 0.36%	844.40M 1.48%	885.90M 4.91%	898.30M 1.40%	953.20M 6.11%	975.20M 2.31%	1.09B 11.72%	1.16B 6.71%
research and development expenses
other expenses	-9.49B -	-10.55B 11.11%	-9.83B 6.77%	-10.36B 5.41%	-10.57B 1.95%	-11.69B 10.62%	-11.74B 0.40%	-13.38B 13.97%	-12.17B 9.02%	-10.79B 11.36%	-3.29B 69.46%
cost and expenses	9.15B -	9.98B 9.12%	9.49B 4.90%	9.70B 2.17%	9.88B 1.90%	10.97B 11.01%	10.62B 3.23%	12.20B 14.89%	10.95B 10.23%	10.36B 5.40%	-10.55B 201.85%
operating expenses	-8.70B -	-9.73B 11.77%	-9.00B 7.49%	-9.53B 5.94%	-9.72B 1.99%	-10.80B 11.11%	-10.84B 0.32%	-12.42B 14.62%	-11.19B 9.89%	-9.70B 13.37%	3.29B 133.97%
interest expense	149.40M -	167.50M 12.12%	152.80M 8.78%	166M 8.64%	159.90M 3.67%	167.30M 4.63%	177.40M 6.04%	188.20M 6.09%	185M 1.70%	188.50M 1.89%	194.80M 3.34%
ebitda	1.44B -	782.60M 45.63%	1.49B 90.47%	1.62B 8.37%	1.67B 3.21%	896.50M 46.23%	1.27B 41.77%	853.40M 32.86%	939.90M 10.14%	1.93B 105.38%	1.64B 15.04%
operating income	1.35B -	694.70M 48.72%	1.39B 100.24%	1.51B 8.81%	1.56B 3.32%	795.10M 49.16%	1.16B 46.01%	739.80M 36.27%	820.10M 10.85%	1.82B 121.91%	1.64B 9.88%
depreciation and amortization	84.80M -	87.90M 3.66%	99.50M 13.20%	101.70M 2.21%	103.40M 1.67%	101.40M 1.93%	110.10M 8.58%	113.60M 3.18%	119.80M 5.46%	110.50M 7.76%	108.80M 1.54%
total other income expenses net	230.20M -	219M 4.87%	211.50M 3.42%	205.60M 2.79%	197.70M 3.84%	198.20M 0.25%	221.20M 11.60%	224.20M 1.36%	242.90M 8.34%	-188.50M 177.60%	1.64B 970.08%
income before tax	1.21B -	542M 55.03%	1.24B 128.47%	1.35B 8.83%	1.40B 4.18%	627.80M 55.28%	1.38B 120.15%	964M 30.25%	1.06B 10.27%	1.63B 53.47%	1.64B 0.53%
income tax expense	347.10M -	139.90M 59.69%	371.20M 165.33%	416.30M 12.15%	409.80M 1.56%	104.40M 74.52%	281.80M 169.92%	171M 39.32%	238.80M 39.65%	317.20M 32.83%	356.30M 12.33%
net income	858.10M -	402.10M 53.14%	867.10M 115.64%	931.40M 7.42%	994.20M 6.74%	523.40M 47.35%	1.10B 110.22%	793M 27.93%	824.20M 3.93%	1.31B 59.45%	1.28B 2.31%
weighted average shs out	264.70M -	256.11M 3.24%	247M 3.56%	235.40M 4.70%	226.50M 3.78%	219.60M 3.05%	209.70M 4.51%	203.60M 2.91%	204.23M 0.31%	200.65M 1.76%	196.66M 1.99%
weighted average shs out dil	265.90M -	256.11M 3.68%	247.90M 3.21%	236M 4.80%	227.30M 3.69%	220.10M 3.17%	209.90M 4.63%	203.80M 2.91%	204.85M 0.51%	202.11M 1.34%	197.60M 2.23%
eps	3.24 -	1.57 51.54%	3.51 123.57%	3.96 12.82%	4.39 10.86%	2.38 45.79%	5.25 120.59%	3.89 25.90%	4.04 3.86%	6.55 62.13%	6.53 0.31%
epsdiluted	3.23 -	1.57 51.39%	3.50 122.93%	3.95 12.86%	4.37 10.63%	2.38 45.54%	5.24 120.17%	3.89 25.76%	4.02 3.34%	6.50 61.69%	6.50 0%

COM:UNUM

Unum

Last Close

75.43

22/11 21:00

Market Cap

9.70B

Beta: -

Volume Today

1.19M

Avg: -

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