Upgrade, Inc. is an American neobank that offers credit and banking products to consumers, including fixed-rate credit cards, loans, credit monitoring, and education tools. It was founded in 2016 by Renaud Laplanche, the founder and former CEO of LendingClub, and other former colleagues from Lending Club.

Jeff Bogan

Soul Htite

Matt Wierman

Visar Nimani

Renaud Laplanche

Adelina Grozdanova

Upgrade, Inc.

Cash Link USA provides personal cash loans as an alternative to payday loans. The company operates as a state-licensed direct lender in several states, offering quick online loan approval and various types of loan products.

Cash Link USA

Chime is a financial technology company that provides banking services through partnerships with The Bancorp Bank, N.A. and Stride Bank, N.A.

Ryan King

Chris Britt

Chime

Upgrade is a fintech unicorn founded in 2017. Since then we’ve helped customers access over $25 billion in consumer credit, with millions of families across America using a credit line, personal loan, or Rewards Checking or Premier Savings account through Upgrade. 

We are looking for new team members who get excited about designing and delivering new and better products. Come join us if you like to tackle big problems and make a meaningful difference in people's lives! Our innovative Upgrade Card has been the fastest growing credit card in America (Nilson Report) for two years in a row. We’ve been named a “Best Place to Work in the Bay Area” for the last three years, as well as one of the “Top Companies to work for in Arizona” in 2021 and 2022. We’ve also been recognized as a best company for Diversity, Women, Veterans, Culture, Compensation, Engineering, and Overall Outlook by team members on Comparably.

Vy Capital

Winter Capital

Ribbit Capital

Mouro Capital

Invariantes Fund

Silicon Valley Bank

Stableton Financial

Uncorrelated Ventures

Union Square Ventures

Ventura Capital

Old Well Ventures

Coatue

Koch Disruptive Technologies

Sands Capital Ventures

DST Global

Dragoneer Investment Group

G Squared

Gopher Asset Management

Did you know that Upgrade Auto Finance has flat fees and no chargebacks? We’re driven by relationships and our goal is for dealerships to sell more cars and increase profits.

Interested in adding Upgrade financing to your dealership? DM me, text me, or let us know here: https://lnkd.in/gFufnc2y

Black History Month provides us with a valuable opportunity to honor the achievements, contributions, and rich history of the Black community. It’s also a time to acknowledge and celebrate all that the community is doing right now. 

The significance of this month can look different for each of us. Here’s what Black History Month means to Upgrade team members Chaz Jordan, Ciera Rowe, and Erica Stanburry.

Yesterday, we partnered with Women In Fintech to host a Galentine’s Day celebration at our SF office. From the make-your-own flower bouquets to the card making station, this was a Galentine’s Day for the books! Thank you to everyone who made this a welcoming and inclusive space for us to celebrate friendship 💚

The Big Game is almost here! 🏈  Our San Francisco HQ threw a 49ers-themed chicken and waffles party to get ready for Sunday. If the game is as good as the waffles were, we’ll be in for a treat.

Let’s go 4️⃣ 9️⃣ ers!

We're absolutely ecstatic about teaming up with Upgrade, Inc. for an unforgettable Galentine's Day Celebration in SF on Tuesday, February 13! 🌹🎀💘

Join us for an evening filled with fantastic networking, let your creativity run wild with bouquet and card making, and of course, fabulous drinks and light snacks. Don't miss out on the fun – RSVP early because space is limited! 💌

https://lu.ma/rgq2lk0d

Since the founding of FairPlay AI, our thesis has been that, contrary to conventional wisdom, fairness could be a competitive advantage for lenders.

Turns out, we’re not the only ones with that view.

Today, I’m delighted to welcome Upgrade, Inc. as the newest member of the Fairness-as-a-Service movement.

We’re delighted to be working with Renaud Laplanche, Tom Curran, M. Reaz, Anna Roubos and the rest of Upgrade’s stellar team to embed fairness monitoring across their portfolio of lending products.

We’ll have more announcements in the weeks to come.

Interested in what FairPlay can do for your business?  DM me for a demo.

https://lnkd.in/g5bqgPve

The FairPlay AI team is thrilled to announce a new partnership with Upgrade, Inc. Details of the partnership can be found in today's edition of American Banker (link below).

"'What [the partnership with FairPlay] is accomplishing for us is making sure we are fair and compliant and making appropriate credit decisions that don't have a disparate impact on any protected category,' said Renaud Laplanche, founder and CEO of Upgrade, in an interview. Over time, Upgrade plans to apply FairPlay to all its credit products."

#fairness #ai #algorithmicfairness #financialservices

As we prepare to celebrate Martin Luther King Jr. Day and commemorate Dr. King's civil rights legacy, Tamara Moody, Senior Director, Operations Oversight and Upgrade Black Professionals ERG Leader, shares what the day means to her.

For the third year in a row, Upgrade has been selected as a Built In Best Place to Work 🎉

Our people are the reason we’ve been recognized, and we’re grateful to every single team member who continues to make Upgrade one of the Best Places to Work. 

Check out our open roles and join us: https://lnkd.in/ga3vM6p 
#2024BuiltInBest #BPTW2024

Lessons Learned From the Founder of Fintech! A conversation with Renaud Laplanche, CEO of Upgrade, Inc.! You do not want to miss this fireside chat moderated by our great friend Jeremy Creelan of Jenner & Block!

We are less than a week away from the biggest #DC #Fintech policy event of the year! Register NOW: https://lnkd.in/eN6NSBHp

Metric
Company Name	Upgrade, Inc.	Cash Link USA	Chime
Symbol
MSH ID	COM:UPGRADE	COM:CASHLINKUSA	COM:CHIME
Market	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services & Finance
Industry	Neobanking	Consumer Finance	Financial Technology
Country	US	US	US
Stage		Series A
Employee Count	1.16K		1.70K
Website	upgrade.com	cashlinkusa.com	chime.com
LinkedIn	upgrade-inc.		chime-card
Founders

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Enterprise Value
Monthly Web Traffic	3.91K	16.45M
Web Traffic Growth	9.35	-0.19
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Raised Capital	7.67M

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COM:UPGRADE

Upgrade, Inc.

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