Volkswagen Financial Services AG is a wholly-owned subsidiary of Volkswagen AG that coordinates the financial services activities of the Volkswagen Group throughout the world. The company aims to support the sales of the Volkswagen Group brands and increase customer loyalty by developing and selling digital products and mobility solutions. It offers a wide range of automotive-related services and mobility services, including vehicle financing, leasing, insurance, fleet management, rental solutions, and mobile payment solutions.

Volkswagen Financial Services AG

Autohero sells used cars online and offers financing options for vehicles. It claims to provide thoroughly checked quality cars and a satisfaction guarantee.

Autohero

Volksbank Raiffeisenbank offers a range of banking services to private customers including online banking, investment accounts, loans, and insurance. The organization is self-described as a cooperative bank committed to its members and the local community.

Volksbank Raiffeisenbank

Volkswagen Group

Volkswagen Financial Services | Brazil

Volkswagen Financial Services | Italy

Volkswagen Financial Services (China)

Volkswagen Financial Services Ireland

Volkswagen Financial Services | France

Volkswagen Group Fleet International

Volkswagen Financial Services | Flottenkunden

Volkswagen Semler Finans Danmark A/S

Volkswagen Financial Services Australia

Volkswagen Financial Services are a business division of the Volkswagen AG group of companies and comprise Volkswagen Financial Services AG along with its associated companies, Volkswagen Bank GmbH, Porsche Financial Services, and the financial services companies in the USA, Canada, and Spain that belong directly or indirectly to Volkswagen AG – with the exception of the financial services of the Scania brand and Porsche Holding Salzburg.

Within the financial services division, Volkswagen Financial Services AG coordinates the financial services activities of the Volkswagen Group throughout the world and is responsible for the credit business outside the European Economic Area as well as other mobility services. The sister company of Volkswagen Financial Services AG, Volkswagen Bank GmbH, is responsible for lending operations within the European Economic Area. VW CREDIT, INC. conducts financial services activities in North America.

Customer mobility is the core concern at the heart of all Volkswagen Financial Services activities. The brand promise of being "The Key to Mobility" is therefore imprinted in the DNA of all companies that make up the Volkswagen Financial Services division. The key business fields embrace automotive banking and leasing, insurance and services, and solutions for mobility and payment.

We are the largest provider of automotive financial services worldwide. We owe this success to our employees, who deploy their knowledge, talents and energy for the good of our company day in and day out. We want to return this service and give something back as a company. Joining us means exciting areas of work and attractive earning opportunities. We have around 17,000 employees working at 47 locations across the globe. These various sites offer the chance to gather international experience and gain stimulating insights from all over the world. 

Imprint: https://www.vwfs.com/en/imprint.html
Data Privacy: https://www.vwfs.com/en/data-privacy-policy.html

Volkswagen Financial Services

This is a great move of Siemens. We are delighted that our Volkswagen Financial Services leasing services support the transformation towards e-mobility. 👏🚗⚡️👍

You need our help with the electrification of your fleet? No problem! Please have a closer look on our electrification programmes and contact us directly.

Fleet.Electrified: 
https://lnkd.in/g_ZW7Cg9

Electrification-as-a-service: https://lnkd.in/eWVpcB7y

#vwfs #thekeytomobility

🚀 👏 These are important milestones. Developing and offering mobility services is one of the key roles of Volkswagen Financial Services within the Volkswagen Group. Therefore, the strategic investment into the bike leasing business with Pon was a consistent step to expand our mobility portfolio for our customers. Next year we will even more focus on the development of our mobility platform. 👉 Stay tuned!

#vwfs #thekeytomobility

👉 For around a year now, Volkswagen Financial Services has been setting an example for social responsibility and ethical conduct with its own Human Rights Officer within the framework set out by the German Supply Chain Due Diligence Act. In this new interview on our corporate website, Markus Lemke, Legal Counsel for Antitrust Law and Human Rights Officer at VW FS AG, talks about challenges and achievements, collaboration with the various departments, and future plans and strategies to further ensure compliance with human rights within the company.

Read the full interview here: https://lnkd.in/eQTjRhP8

#vwfs #thekeytomobility #humanrights

Du bist Student:in (ab dem ersten Semster) und suchst nach einem lukrativen sowie langfristigen Nebenjob, um deine Berufserfahrungen zu erweitern? Dann aufgepasst! 💡 

Wir suchen Werkstudent:innen im Kundenservice Leasing.
Dein Kompetenzprofil zeichnet sich durch Selbstständigkeit, Zuverlässigkeit, Team- und Kommunikationsfähigkeit aus? Perfekt, dann bist du bei uns genau richtig! 🤝 

Unterstütze unser Team mit deinen Fähigkeiten. 
Im Gegenzug bieten wir dir flexible Arbeitszeiten und einen Stundenlohn von 17,74€. 💸 

Das klingt für dich nach dem perfekten Ausgleich zum Studium?
Dann bewirb dich jetzt und wirf einen Blick auf unsere Karriereseite!

https://lnkd.in/eiaYyUwJ

#vwfs #thekeytomobility #empowerment #studentischemitarbeit

We are the key to mobility and our employees the key to our success! 🙌 

Proudly presenting our brand-new employer profile on our corporate website. 🎉  

Shout out to our colleagues – The project would not have been possible without you! 💙 

Thank you for all your support and involvement.
All pictures and videos show our colleagues from various areas of Volkswagen Financial Services. 
 
Go and see for yourself 👉 www.vwfs.com/career

#thekeytomobility #yourkeytomobility #vwfs #thankyou

👏 What a special cooperation! Together with our colleagues from Volkswagen and Volkswagen Group we as Volkswagen Financial Services are supporting the Vatican City State in its transition towards sustainable mobility. At the beginning of 2024, we will jointly deliver just under 40 fully electric models from the ID. family, ranging from the ID.3* to the ID.4 and ID.5. The vehicles are part of the decarbonization strategy of the Vatican City State, aiming to make the Vatican fleet climate-neutral by 2030.

🤝⚡️🚗 Marcus Osegowotsch, CEO at Volkswagen Group Italy, Imelda Labbé, Member of the Board of Management for Sales, Marketing and After-Sales at Volkswagen, and our CEO Dr. Christian Dahlheim, have personally handed over the first two electric vehicles to the Vatican, two ID.3 Pro Performance models**. They even had the opportunity to meet #Pope #Francis himself - a very special and incredible moment!

More information: https://lnkd.in/erCcR97Z

#thekeytomobility #vwfs #VW #Volkswagen #EMobility #WayToZero


*ID.3 - Power consumption in kWh/100 km: combined 16.3-14.9; CO2 emissions in g/km: combined 0; only consumption and emission values in accordance with WLTP and not in accordance with NEDC are available for the vehicle. Where ranges are stated, the values for consumption and CO₂ emissions depend on the selected vehicle equipment.

**ID.3 Pro Performance - Power consumption in kWh/100 km: combined 15.2; CO2 emissions in g/km: combined 0; only consumption and emission values in accordance with WLTP and not in accordance with NEDC are available for the vehicle. Where ranges are stated, the values for
consumption and CO₂ emissions depend on the selected vehicle equipment.

👍 One global #team, one global #strategy. That was the motto of the latest global strategy event on #MOBILITY2030 from Volkswagen Financial Services. In two remote sessions, the Board of Management of Volkswagen Financial Services together with Dr. Volker Stadler, Chairman of the Board of Management of Volkswagen Bank GmbH addressed almost 17,000 employees worldwide, providing an update on the five strategic dimensions: customer loyalty, vehicle, performance, data & technology and sustainability.
 
📢 It is on this great team to embrace future challenges and focus on bringing this strategy to life, as our CEO Dr. Christian Dahlheim stated: „Embrace the challenge as a team and win! Don't be afraid to question existing processes and make suggestions for improvement, because that's the only way we can be successful as a team in the long term!”
 
🤝 He and his colleagues also took the opportunity, to welcome Dr. Ingrun-Ulla Bartölke as the new Chief Representative of Volkswagen Bank GmbH in the management #team.
 
🌟 A special highlight was the presentation by Alain Favey, CEO of Europcar Mobility Group, about the cooperation between Volkswagen Financial Services and Europcar. The focus of the cooperation is on several projects, in particular the mobility platform, car subscription and fleet business. In total, more than 27 joint initiatives are on the agenda. 
 
💪 We are looking forward to the next steps of the implementation of our strategy MOBILITY2030 with the help of a strong global team!
 
#vwfs #thekeytomobility

👉 Solid results for Volkswagen Financial Services in the third quarter of 2023!

📈 The new contract acquisitions worldwide increased by 10.8 percent during the months from January to September 2023. With a total figure of 6.36 million new contracts worldwide, a new record was set for the first three quarters of a fiscal year. The portfolio of current contracts remained stable at just over 22 million. The Operating profit after nine months fell to EUR 2.54 billion. 

🚗 The used car strategy pursued by Volkswagen Financial Services still continues to bear fruit. Through Europe-wide marketing and close coordination with the dealer partners and the Volkswagen Group brands, 694,000 new contracts (+4.8%) were concluded from January to September 2023, bringing the contract portfolio to 2.67 million units (+1.5%). In addition, the fleet business remains a major growth driver in the German market. With around 228,000 newly signed fleet customer contracts, new contracts exceeded the previous year's level by more than 33 percent.

💭 Our CEO Dr. Christian Dahlheim said: "We continue to see the normalization of the financial services business in terms of earnings that has been apparent since the beginning of the year and feel confirmed in our assessment for 2023. We are pleased with the development of new contracts. This reflects the improved vehicle availability." 

💭 Our CFO Frank Fiedler noted: "All our forecasts regarding business performance are being confirmed. We are therefore sticking to our earnings target, despite the numerous global political and macroeconomic uncertainties."

👉 In particular, the Volkswagen Bank is continuing on its growth course. Dr. Volker Stadler, Chairman of the Management Board of Volkswagen Bank GmbH, pointed out: "With its deposit business, Volkswagen Bank makes an essential contribution to the refinancing mix and therefore to the growth of Volkswagen Financial Services."

#thekeytomobility #vwfs

👏 These are impressive figures! Congrats to all new bike owners 🚲. It is great to see that our strategic alliance with Pon and Lease a Bike | Deutschland generates positive impact amongst our employees and customers. 

👉 The bike leasing for Volkswagen Financial Services employees in Germany will start on December, 4th. Stay tuned!

#vwfs #thekeytomobility

Important news from one of our subsidiaries: 
Europcar Mobility Group, will acquire 51 percent of the shares in Euromobil GmbH, a wholly owned subsidiary of Volkswagen Financial Services, subject to antitrust approval.
Our CEO Christian Dr. Christian Dahlheim, says: "This transaction is an important milestone in the cooperation between the Volkswagen Group and the Europcar Mobility Group. In this way, we are bundling the Volkswagen Group's car rental business in order to create synergies and further develop the Europcar Mobility Group with its expertise in the management of large fleets and its mobility service culture as an important cornerstone of our mobility platform."

#vwfs #europcar #euromobil

Metric
Company Name	Volkswagen Financial Services AG	Autohero	Volksbank Raiffeisenbank
Symbol
MSH ID	COM:VWFS	COM:AUTOHERO	DE:VR
Market	PRIVATE	PRIVATE	PRIVATE
Sector	Automotive	Consumer Services	Financial Services & Finance
Industry	Financial Services	Automotive	Banking
Country	DE	DE	DE
Stage
Employee Count	5.31K
Website	vwfs.com	autohero.com	vr.de
LinkedIn	volkswagen-financial-services
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic			82.66K
Web Traffic Growth			-0.02
Valuation
Raised Capital

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

COM:VWFS

Volkswagen Financial Services AG

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue