Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. It is a third-party insurance platform in China in terms of life and health insurance.

Waterdrop Inc. American Depositary Shares (each representing the right to receive 10 Class A Ordinary Shares)

Insurtech Asia Association is an independent membership-based industry initiative that aims to advance insurance in Asia through the impactful application of technology.

Insurtech Asia Association

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. The company was founded in 2016 and is headquartered in Beijing, the People's Republic of China.

Waterdrop Inc.

Waterdrop Inc. operates in the insurance technology sector, providing various insurance and financial services. Self-described as focused on social responsibility, it also engages in investment and media activities.

Metric
Company Name	Waterdrop Inc. American Depositary Shares (each representing the right to receive 10 Class A Ordinary Shares)	Insurtech Asia Association
Symbol	WDH
MSH ID	COM:WATERDROP-INC	ORG:INSURTECHASIA
Market	STOCKS	PRIVATE
Sector	Financial Services	Commercial & Professional Services
Industry	Insurance - Diversified	Insurance
Country	US	SG
Stage
Employee Count	2.96K
Website	ir.waterdrop-inc.com	insurtechasia.org
LinkedIn
Founders

Metric
Market Cap	402.15M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	363.43M
Revenue (LTM)
Revenue (NTM)
Gross Profit	198.27M
EBITDA	2.24M
Operating Income	-931.53K
Net Income	23.10M
EPS	0.06
Diluted EPS	0.06
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.56
Operating Profit Margin	0.05
EBITDA Margin	0.01
Net Profit Margin	0.10
Return on Equity	0.06
Return on Assets	0.04
Return on Capital Employed	0.03

COM:WATERDROP-INC

水滴公司

Last Close

1.13

22/11 21:00

Market Cap

411.26M

Beta: -

Volume Today

32.76K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	11.53
P/B Ratio	0.59
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.51
EV Multiple	2.59K

Metric
Days Sales Outstanding	191.12
Days Payables Outstanding	178.00
Days Inventory Outstanding	171.71
Operating Cycle	362.83
Cash Conversion Cycle	184.83
Asset Turnover	0.45

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt	20.52
Operating Cash Flow/Sales	0.52
Free Cash Flow Yield	0.49

Metric
Cash & Equivalents	54.83M
Accounts Receivable
Inventory	0.14
Goodwill	11.16M
Debt to Capitalization	0.04
Debt to Assets	0.01
Current Ratio	4.11
Quick Ratio	3.77

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	-0.06
R&D to Revenue	0.12
SG&A to Revenue	0.16