Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides a range of banking, investment, and financial services to individuals, families, and businesses in the United States. It operates through three segments: Commercial Banking, HSA Bank, and Retail Banking. The Commercial Banking segment provides lending, deposit, and cash management services; commercial and industrial lending and leasing, commercial real estate lending, equipment financing, and asset-based lending, as well as treasury and payment services; wealth management solutions to business owners, operators, and consumers; and trust, asset management, financial planning, insurance, retirement, and investment products. The HSA Bank segment offers health savings accounts, health reimbursement arrangements, flexible spending accounts, and commuter services that are distributed directly to employers and individual consumers, as well as through national and regional insurance carriers, consultants, and financial advisors. The Retail Banking segment provides deposit and fee-based services, residential mortgages, home equity lines, secured and unsecured loans, and credit cards to consumers. The company also offers online and mobile banking services. As of December 31, 2021, it operated 130 banking centers and 251 ATMs. The company was founded in 1935 and is headquartered in Stamford, Connecticut.

Harold Webster Smith

Webster Financial Corporation

Sterling National Bank

HSA Bank, a division of Webster Bank, N.A.

Webster is a leading commercial bank that delivers financial solutions to businesses, individuals, families, and partners. With more than $60 billion in assets, we offer digital and traditional service delivery through our differentiated lines of business: Commercial Banking, Consumer Banking, and HSA Bank, one of the country’s largest providers of employee benefits solutions.

Webster Financial Corporation and its subsidiaries ("Webster") are equal opportunity and affirmative action employers M/F/D/V. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, marital status, national origin, ancestry, citizenship, sex, sexual orientation, gender identity and/or expression, physical or mental disability, protected veteran status, or any other characteristic protected by law.

© 2021 Webster Financial Corporation. All rights reserved.
Webster Bank, the Webster Bank logo and the W symbol are trademarks of Webster Financial Corporation and Registered in the U.S. Patent and Trademark Office.

Metric
Company Name	Webster Financial Corporation
Symbol	WBS
MSH ID	COM:WEBSTERBANK
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	US
Stage
Employee Count	4.13K
Website	public.websteronline.com
LinkedIn	webster-bank
Founders

Metric
Market Cap	7.63B
Enterprise Value
Monthly Web Traffic	1.19M
Web Traffic Growth	-0.00
Valuation
Raised Capital

Metric
Revenue	3.95B
Revenue (LTM)
Revenue (NTM)
Gross Profit	3.94B
EBITDA	36.21M
Operating Income	-34.70M
Net Income	867.84M
EPS	4.91
Diluted EPS	4.91
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.48
EBITDA Margin	0.01
Net Profit Margin	0.29
Return on Equity	0.10
Return on Assets	0.01
Return on Capital Employed	0.04

COM:WEBSTERBANK

Webster Bank

Last Close

60.49

22/11 21:00

Market Cap

7.63B

Beta: -

Volume Today

1.19M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	8.72
P/B Ratio	0.99
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.87
EV Multiple	28.64

Metric
Days Sales Outstanding	218.47
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.05

Metric
Operating Cash Flow	978.95M
Free Cash Flow	938.64M
Cash Flow to Debt	0.26
Operating Cash Flow/Sales	0.33
Free Cash Flow Yield	0.13

Metric
Cash & Equivalents	1.72B
Accounts Receivable	-13.77M
Inventory	-1.46B
Goodwill	2.63B
Debt to Capitalization	0.36
Debt to Assets	0.04
Current Ratio
Quick Ratio	0.12

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02
R&D to Revenue
SG&A to Revenue	0.28