Whole Family Financial Services, Inc. provides comprehensive consulting and wealth management services to families, small businesses and individuals seeking financial guidance. The company focuses on multi-generational financial planning and plan implementation.

Whole Family Financial Services, Inc.

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Metric
Company Name	Whole Family Financial Services, Inc.	U.S. Bancorp
Symbol		USB
MSH ID	COM:WHOLEFAMILYFINANCIAL	COM:USBANK
Market	PRIVATE	STOCKS
Sector	Financial Services & Finance	Financial Services
Industry	Financial Planning	Banks - Regional
Country	US	US
Stage
Employee Count		70K
Website	wholefamilyfinancial.com	usbank.com
LinkedIn
Founders

Metric
Market Cap		63.67B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue		28.01B
Revenue (LTM)
Revenue (NTM)
Gross Profit		28.01B
EBITDA		7.85B
Operating Income		6.84B
Net Income		5.43B
EPS		3.27
Diluted EPS		3.27
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		1.00
Operating Profit Margin		0.44
EBITDA Margin		0.28
Net Profit Margin		0.19
Return on Equity		0.10
Return on Assets		0.01
Return on Capital Employed		0.02

COM:WHOLEFAMILYFINANCIAL

Whole Family Financial Services, Inc.

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		11.26
P/B Ratio		1.17
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		2.55
EV Multiple		27.15

Metric
Days Sales Outstanding		113.00
Days Payables Outstanding
Days Inventory Outstanding		209.99K
Operating Cycle		210.08K
Cash Conversion Cycle		210.08K
Asset Turnover		0.05

Metric
Operating Cash Flow		8.45B
Free Cash Flow		14.47B
Cash Flow to Debt		0.15
Operating Cash Flow/Sales		0.33
Free Cash Flow Yield		0.24

Metric
Cash & Equivalents		61.19B
Accounts Receivable
Inventory		-61.19B
Goodwill		12.49B
Debt to Capitalization		0.57
Debt to Assets		0.10
Current Ratio		6.01
Quick Ratio		12.13

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue		0.37