Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Wintrust Financial Corp

Regional Investment & Management (RIM) is a vertically integrated real estate investment firm specializing in acquiring, repositioning, and operating multifamily and industrial properties. self-described.

Regional Investment & Management

Wintrust Financial Corporation

Wintrust is a family of community banks that provide personalized banking services and solutions tailored to individual and business financial needs. Self-described as an alternative to big banks, Wintrust focuses on local community engagement and investment.

Metric
Company Name	Wintrust Financial Corp	Regional Investment & Management
Symbol	WTFC
MSH ID	COM:WINTRUST	COM:RIMCOMPANY
Market	STOCKS	PRIVATE
Sector	Financial Services	Real Estate
Industry	Banks - Regional	Real Estate Investment
Country	US	US
Stage
Employee Count	5.52K	11
Website	wintrust.com	rimcompany.com
LinkedIn
Founders

Metric
Market Cap	6.19B
Enterprise Value
Monthly Web Traffic		447
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	2.89B
Revenue (LTM)
Revenue (NTM)
Gross Profit	2.89B
EBITDA	53.30M
Operating Income	53.30M
Net Income	622.63M
EPS	10.18
Diluted EPS	663.78
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.03
Operating Profit Margin	0.17
EBITDA Margin	0.02
Net Profit Margin	0.23
Return on Equity	0.12
Return on Assets	0.01
Return on Capital Employed	0.03

COM:WINTRUST

Wintrust

Last Close

133.63

22/11 21:00

Market Cap

6.19B

Beta: -

Volume Today

365.89K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	9.13
P/B Ratio	1.13
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.33
EV Multiple	107.40

Metric
Days Sales Outstanding	539.66
Days Payables Outstanding	-3.67K
Days Inventory Outstanding	7.83K
Operating Cycle	8.14K
Cash Conversion Cycle	15.84K
Asset Turnover	0.06

Metric
Operating Cash Flow	744.38M
Free Cash Flow	697.97M
Cash Flow to Debt	0.20
Operating Cash Flow/Sales	0.28
Free Cash Flow Yield	0.14

Metric
Cash & Equivalents	2.51B
Accounts Receivable	-199.63M
Inventory	-1.83B
Goodwill	656.67M
Debt to Capitalization	0.44
Debt to Assets	0.07
Current Ratio	5.45
Quick Ratio	0.22

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue	0.23