Wise plc provides cross-border money transfer services for personal and business customers in the United Kingdom, rest of Europe, the Asia-Pacific, North America, and internationally. The company's transfer infrastructure includes Wise Account for international people who need to move and manage money across borders; Wise Business for international businesses need; and Wise Platform that allows businesses and banks to offer their own customers international payments. It also offers online currency exchange services, as well as engages in the investment activities. The company was formerly known as 456 Newco plc and changed its name to Wise plc in June 2021. Wise plc was founded in 2010 and is based in London, the United Kingdom.

Kristo Kaarmann

Taavet Hinrikus

Wise plc

Jobspage provides a platform for creating careers pages, publishing job vacancies, and managing applicants, self-described as an easy-to-use recruiting tool.

Jobspage

Chime is a financial technology company that provides banking services through partnerships with The Bancorp Bank, N.A. and Stride Bank, N.A.

Ryan King

Chris Britt

Chime

FIRST PRIVACY is a consultancy that specializes in supporting multinational companies with international and multijurisdictional data protection, data ethics, compliance, information security, and privacy risk prevention. The firm advises on the complexities of data handling across borders.

FIRST PRIVACY

Wise is a global technology company, building the best way to move money around the world. With the Wise account people and businesses can hold 40+ currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new cross-border payments network that will one day power money without borders for everyone, everywhere. However you use the platform, Wise is on a mission to make your life easier and save you money.Co-founded by Kristo Käärmann and Taavet Hinrikus, Wise launched in 2011 under its original name TransferWise. It is one of the world’s fastest growing, profitable technology companies and is listed on the London Stock Exchange under the ticker, WISE.16 million people and businesses use Wise globally, which processes £9 billion in cross-border transactions every month, saving customers around £1.5 billion a year.For customer queries: Please note that LinkedIn is not a Wise Customer Support channel. If you would like to hear from our Customer Support team, please see our Facebook, Twitter and Instagram pages.Login to access customer support: https://wise.com/login/FB: https://www.facebook.com/Wise/IG:https://www.instagram.com/wiseaccount/TW:https://twitter.com/home 

Metric
Company Name	Wise plc	Jobspage	Chime	FIRST PRIVACY
Symbol	WISE
MSH ID	COM:WISE	CO:JOBSPAGE	COM:CHIME	COM:FIRST-PRIVACY
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector	Technology	Commercial & Professional Services	Financial Services & Finance	Commercial & Professional Services
Industry	Information Technology Services	Human Resources Technology	Financial Technology	Legal Services
Country	GB	CO	US	DE
Stage
Employee Count	5.50K		1.70K
Website	wise.com	jobspage.co	chime.com	first-privacy.com
LinkedIn	wiseaccount	jobspageco	chime-card	first-privacy
Founders

Metric
Market Cap	98.14M
Enterprise Value
Monthly Web Traffic	545	1.78K	16.45M
Web Traffic Growth	1.90	-0.14	-0.19
Valuation
Raised Capital

Metric
Revenue	1.99B
Revenue (LTM)
Revenue (NTM)
Gross Profit	1.39B
EBITDA	652.66M
Operating Income	629.34M
Net Income	451.84M
EPS	0.43
Diluted EPS	0.43
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.74
Operating Profit Margin	0.30
EBITDA Margin	0.33
Net Profit Margin	1.28
Return on Equity	4.10
Return on Assets	0.21
Return on Capital Employed	0.58

COM:WISE

Wise

Last Close

871.00

25/11 09:22

Market Cap

77.01M

Beta: -

Volume Today

80.14K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	33.94
P/B Ratio	11.67
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	7.68
EV Multiple	56.73

Metric
Days Sales Outstanding	86.11
Days Payables Outstanding	4.05
Days Inventory Outstanding	0.00
Operating Cycle	108.35
Cash Conversion Cycle	103.94
Asset Turnover	0.16

Metric
Operating Cash Flow	586.40M
Free Cash Flow	569.83M
Cash Flow to Debt	11.47
Operating Cash Flow/Sales	1.43
Free Cash Flow Yield	0.48

Metric
Cash & Equivalents	1.35B
Accounts Receivable	-244.52M
Inventory
Goodwill
Debt to Capitalization	0.30
Debt to Assets
Current Ratio	1.05
Quick Ratio	25.02

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.06
R&D to Revenue	0.04
SG&A to Revenue	0.32