IDEAL Versicherung provides various insurance products and retirement planning services. It offers coverage for health, accidents, household, liability, and life insurance, as well as retirement savings plans. The company is self-described as one of the leading providers in its field.

IDEAL Versicherung

NÜRNBERGER Beteiligungs-AG operates as an insurance company in Germany. The company offers car, motorcycle, oldtimerversicherung, long-term care, protection, life, and pension insurance products; personal, pet owners, home and property owners, watersports, principal's, civil, and waters damage liability, as well as hunting insurance products; and content, homeowners, shell, house and wohnungsschutzbrief, and household glass insurance products. It also provides inshape, seeing and hearing, dental, travel, alternative medicine, around protection, hospitalization, sickness allowance, and private health insurance products; and musical instrument, horse transport, sport boat, luggage, security, valuables, and event insurance products. In addition, the company offers disability, dread disease, and accident insurance products; insurance products for kids and teens, and owners and employees; and invalidity and subsidy insurance products. Further, it provides glass, commercial building, and building services insurance products; building services breakdown, electronics, and photovoltaic insurance products; property damage and IT liability, and D & O insurance products; and intellectual property legal insurance products. Additionally, the company offers transportation, cargo, fleet, and carrier's liability, as well as car insurance products for car wholesalers and electricians; and multi-risk, exhibition, and business insurance products. It serves business customers in the pharmacy, construction, funeral home, heliwesen, wholesale, manufacturing, hotels, restaurants, agriculture, forestry, food trade, crafts, beauty, horse-holding facilities, IT service, and related trades industries, as well as operator of renewable energy plants, medium-sized enterprises, shippers, carriers, organizers, and chamber professions; and private customers. The company was founded in 1884 and is based in Nuremberg, Germany.

NÜRNBERGER Beteiligungs-AG

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. The company operates through five segments: Life and Health Reinsurance; Property-Casualty Reinsurance; ERGO Life and Health Germany; ERGO Property-Casualty Germany; and ERGO International. It offers life and health reinsurance solutions, such as financial market risks, data analytics, claims handling and underwriting, medical research, health market, capital management, and digital underwriting and analytics, as well as MIRA digital suite; and property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, remote inspection, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, as well as NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, cert2go, consulting for product development, prospective structured reinsurance, and Vahana AI for motor claims. The company also provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, bioenergy plant performance insurance, solar energy insurance, wind farm insurance, mining insurance, construction projects covers and services, aviation insurance, power and utilities, oil and gas companies insurance, industrial cyber insurance, risk suite, data and location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, liquidation damage cover, and natural catastrophes solutions. In addition, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name. The company was founded in 1880 and is based in Munich, Germany.

Gidi Fisher

Carl von Thieme

Wilhelm von Finck

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München

Intelix.ai is involved in recruitment services with a focus on Disruptive Technology and Intelligent Automation. The company offers various services including contingent and retained search, market analysis, retention strategy, and advisory services.

Metric
Company Name	IDEAL Versicherung	NÜRNBERGER Beteiligungs-AG	Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München	Intelix.ai
Symbol		NBG6	MUV2
MSH ID	DE:IDEAL-VERSICHERUNG	DE:NUERNBERGER	COM:MUNICHRE	AI:INTELIX
Market	PRIVATE	STOCKS	STOCKS	PRIVATE
Sector	Financial Services & Finance	Financial Services	Financial Services	Commercial & Professional Services
Industry	Insurance	Insurance - Diversified	Insurance - Reinsurance	Recruitment
Country	DE	DE	DE	GB
Stage
Employee Count	1.00K	4.20K	42.84K
Website	ideal-versicherung.de	nuernberger.de	munichre.com	intelix.ai
LinkedIn			munich-re
Founders

Metric
Market Cap		724.06M	64.15B
Enterprise Value
Monthly Web Traffic	37.73K		219.43K	4.27K
Web Traffic Growth	-0.21		0.35	-0.61
Valuation
Raised Capital

Metric
Revenue	5.30B	68.37B
Revenue (LTM)
Revenue (NTM)
Gross Profit	5.30B	68.37B
EBITDA	10.62M	696.06M
Operating Income	10.40M	385.52M
Net Income	44.08M	4.86B
EPS	3.82	35.77
Diluted EPS	3.82	35.77
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1	1
Operating Profit Margin	0.00	0.11
EBITDA Margin	0.00	0.01
Net Profit Margin	0.02	0.09
Return on Equity	0.08	0.20
Return on Assets	0.00	0.02
Return on Capital Employed	0.00	0.03

DE:IDEAL-VERSICHERUNG

IDEAL Versicherung

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	10.83	10.45
P/B Ratio	0.79	1.95
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	0.18	1.03
EV Multiple	25.13	23.11

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.12	0.24

Metric
Operating Cash Flow	-123.39M	6.16B
Free Cash Flow	-152.86M	5.79B
Cash Flow to Debt	11.18
Operating Cash Flow/Sales	0.04
Free Cash Flow Yield	-0.65

Metric
Cash & Equivalents	707.76M	5.91B
Accounts Receivable
Inventory
Goodwill	786.66K	3.36B
Debt to Capitalization	0.04	0.20
Debt to Assets	0.00	0.02
Current Ratio
Quick Ratio	0.58	8.41

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.17	0.09