Naspa is involved in providing banking services including private banking, corporate banking, loans, financing, and real estate services.

Naspa

Raisin Bank provides Banking-as-a-Service and extensive payment services to its partners, enabling them to implement business models that require a banking license. It develops tailored products for its clients and handles regulatory and compliance matters.

Raisin Bank

Upvest enables businesses to build great investment experiences for their end users. They provide a single Investment API and digital infrastructure to streamline the investment process, allowing customers to focus on their core business.

Ivan Morozov

Jesper Noehr

Martin Kassing

Tobias Auferoth

Upvest

Optio is a social financing platform that integrates AI credit software to connect customers with lenders, offering flexible and interest-free financing options.

Metric
Company Name	Naspa	Raisin Bank	Upvest	Optio
Symbol
MSH ID	DE:NASPA	BANK:RAISIN	CO:UPVEST	COM:OPTIO-PAY
Market	PRIVATE	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services & Finance	Financial Services & Finance	Investment Services	Financial Services & Finance
Industry	Banking	Banking	Financial Technology	Financial Technology
Country	DE	DE	DE	DE
Stage			Venture Round
Employee Count	1		149
Website	naspa.de	raisin.bank	upvest.co	optio-pay.com
LinkedIn			upvest	optiopay-gmbh
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic	2.41K	24.89K
Web Traffic Growth	-0.62	1.04
Valuation
Raised Capital		31.87M

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

NASP

DE:NASPA

Naspa

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue