Sparda-Bank Berlin offers banking services including accounts, savings, loans, and insurance. The bank is self-described as serving the eastern region of Germany.

Sparda-Bank Berlin

Kontist offers business accounts and bookkeeping services for self-employed individuals, integrating features to manage finances, including automated tax calculations and simple bookkeeping.

Kontist

UBS Group AG provides financial advice and solutions to private, institutional, and corporate clients worldwide. It operates through four divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management, and Investment Bank. The Global Wealth Management division offers investment advice and solutions, and lending solutions to ultra high net worth and high net worth clients. This segment also provides estate and wealth planning, investing, philanthropy, corporate and banking, and family advisory services, as well as mortgage, securities-based, and structured lending solutions. The Personal & Corporate Banking division provides personal banking products and services, such as deposits, cards, and online and mobile banking, as well as lending, investments, and retirement services; and corporate and institutional solutions, including equity and debt capital markets, syndicated and structured credit, private placements, leasing, traditional financing, trade and export finance, and global custody solutions, as well as transaction banking solutions for payment and cash management. The Asset Management division offers equities, fixed income, hedge funds, real estate and private markets, indexed and alternative beta strategies, asset allocation and currency investment strategies, customized multi-asset solutions, advisory and fiduciary services, and multi-manager hedge fund solutions and advisory services. The Investment Bank division advises clients on strategic business opportunities and helps them raise capital to fund their activities; enables its clients to buy, sell, and finance securities on capital markets and to manage their risks and liquidity; and offers clients differentiated content on major financial markets and securities. The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014. UBS Group AG was founded in 1862 and is based in Zurich, Switzerland.

UBS Group AG

Fintiba provides solutions for international students planning to study in Germany, including a blocked account and health insurance, self-described as making the process fast and easy.

Metric
Company Name	Sparda-Bank Berlin	Kontist	UBS Group AG	Fintiba
Symbol			UBSG
MSH ID	DE:SPARDA-B	COM:KONTIST	COM:UBS	COM:FINTIBA
Market	PRIVATE	PRIVATE	STOCKS	PRIVATE
Sector	Financial Services & Finance	Financial Services & Finance		Financial Services & Finance
Industry	Banking	Fintech		Education Services
Country	DE	DE	CH	DE
Stage
Employee Count	51	101	115.98K
Website	sparda-b.de	kontist.com	ubs.com	fintiba.com
LinkedIn			ubs
Founders

Metric
Market Cap			93.54B
Enterprise Value
Monthly Web Traffic	27.43K	111.32K
Web Traffic Growth	-0.10	0.38
Valuation
Raised Capital

Metric
Revenue			39.06B
Revenue (LTM)
Revenue (NTM)
Gross Profit			39.06B
EBITDA			32.80B
Operating Income			29.90B
Net Income			29.03B
EPS			9.21
Diluted EPS			8.81
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin			1
Operating Profit Margin			0.85
EBITDA Margin			0.84
Net Profit Margin			0.73
Return on Equity			0.37
Return on Assets			0.02
Return on Capital Employed			0.02

SPAR

DE:SPARDA-B

Sparda-Bank Berlin

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio			3.10
P/B Ratio			1.12
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio			2.55
EV Multiple			1.32

Metric
Days Sales Outstanding			379.04
Days Payables Outstanding
Days Inventory Outstanding			56.46K
Operating Cycle			57.13K
Cash Conversion Cycle			21.81K
Asset Turnover			0.03

Metric
Operating Cash Flow			86.07B
Free Cash Flow			84.38B
Cash Flow to Debt			0.35
Operating Cash Flow/Sales			2.88
Free Cash Flow Yield			0.48

Metric
Cash & Equivalents			314.15B
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization			0.82
Debt to Assets			0.22
Current Ratio			3.63
Quick Ratio			7.94

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue			-0.00
R&D to Revenue
SG&A to Revenue			0.67