Permanent TSB Group Holdings plc provides financial services to retail, and small and medium sized enterprises. It offers current accounts; retail, corporate, and institutional deposits; mortgages; consumer finance, including term loans, credit cards, and overdrafts; treasury assets; and wholesale funding services. The company also offers mobile and online banking services. It operates through a network of 25 branches in Dublin region, 25 branches in South and East region of the Republic of Ireland, 26 branches in North and West region of the Republic of Ireland. The company was formerly known as Irish Life & Permanent Group Holdings plc and changed its name to Permanent TSB Group Holdings plc in May 2012. Permanent TSB Group Holdings plc was founded in 1816 and is headquartered in Dublin, Ireland.

Metric
Company Name	Permanent TSB Group Holdings plc
Symbol	IL0A
MSH ID	IE:PERMANENTTSBGROUP
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	IE
Stage
Employee Count	2.61K
Website	permanenttsbgroup.ie
LinkedIn
Founders

Metric
Market Cap	1.37B
Enterprise Value
Monthly Web Traffic	158.03K
Web Traffic Growth	-0.22
Valuation
Raised Capital	118.28M

Metric
Revenue	705.56M
Revenue (LTM)
Revenue (NTM)
Gross Profit	705.56M
EBITDA	154.21M
Operating Income	83.44M
Net Income	71.82M
EPS	0.05
Diluted EPS	0.05
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.78
EBITDA Margin	0.22
Net Profit Margin	0.54
Return on Equity	0.12
Return on Assets	0.01
Return on Capital Employed	0.01

IE:PERMANENTTSBGROUP

Permanent TSB Group

Last Close

2.38

29/03 16:49

Market Cap

1.30B

Beta: -

Volume Today

310.21K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	4.85
P/B Ratio	0.45
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	3.10
EV Multiple	14.47

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.02

Metric
Operating Cash Flow	938.99M
Free Cash Flow	913.64M
Cash Flow to Debt	3.54
Operating Cash Flow/Sales	8.13
Free Cash Flow Yield	2.54

Metric
Cash & Equivalents	2.05B
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization	0.50
Debt to Assets	0.04
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.35