Two is the complete B2B payment suite, making it easy to sell to your online and offline business customers. Offer flexible, interest-free credit to your B2B customers with our Buy Now, Pay Later solutions - net terms without the added credit risk or need for invoice factoring.

Recently partnered with leading trade credit insurance providers Allianz Trade and Spanish banking leader Santander to create a unique and innovative B2B payments solution dedicated to large corporates. 

Read more here: https://www.two.inc/post/allianz-trade-x-santander-cib-x-two-the-new-b2b-bnpl-partnership

Our suite of B2B payment solutions includes:

🖥 E-commerce Checkout
🤝 Trade Account
🧾 Order Creator
🌎 Two Global

Use the Two B2B payment suite to:

🚀 Boost B2B sales and experience a 20% uplift in conversion rates and a 60% increase in average order value. Two credit approves 90% of business buyers.

📈 Get paid straight away with monthly or instalment payouts. Once you fulfil an order, you get paid. All while Two takes on the credit and fraud risk.

⏳ Eliminate admin and let us handle customer onboarding, credit checks, and ID verification. Plus, Two automatically collects payments for invoices and tracks late payers.

Antler

Visionaries Club

Sequoia Capital

LocalGlobe

Bring Ventures

Alliance

Alumni Ventures

Shine Capital

Day One Ventures

Research indicates that a substantial 82% of #B2B buyers in the UK prioritise online businesses that provide flexible payment options. ✅

Embracing flexible payment terms empowers buyers to acquire products or services with the convenience of paying over time. When customers reach the checkout, they gain the freedom to opt for a 'pay later' choice. 🤝

At Two we get it, and that’s why we built Instalments. Using this game-changing payment solution, buyers can choose to split payments across 3-36 months. 

Perfect for selling rental services, subscription plans, and big ticket items. 🚀

To learn more about Instalments, check out the article below 👇 
https://lnkd.in/d97c8nUz

#the2inb2b #bnpl #b2bpayments

Meet Infografikk, a happy Two Merchant! 

Infografikk is a distinguished Apple Premium Reseller and Apple Authorised Service Provider, offering a complete range of Apple products and expert servicing to the Norwegian market. 🇳🇴🤝 

Considering updating your current work inventory or just browsing for a new work laptop? Make sure to check out Infografikk! 😉

https://infografikk.no/

#the2inb2b #bnpl #b2bpayments #appleproducts

Did you know that 54% percent of global companies say speed of payment is their primary factor in choosing cross-border #B2B payment solutions? 🧐

FYI - Partnerships like Two x Allianz Trade x Santander make global online B2B E-Commerce #frictionless! 😉 
https://lnkd.in/dJz7Rxwk

#the2inb2b #bnpl #b2bpayments

At Two, we're transforming the #B2B Marketplace purchasing experience by making it easy to offer seamless payment terms to buyers. 🚀

✅ Instant customer onboarding
✅ Improved cash flow
✅ Increased customer retention

Discover more about why Two is perfect for your B2B Marketplace!👇
https://lnkd.in/dwucNYq7

REKKI • Spense

#b2bmarketplace #bnpl #b2bpayments

Using Givn, businesses can purchase and distribute thousands of gift cards to their employees in minutes! 🎁

We've been working with Givn for a while now and it's awesome to see how much they're rocking it! Teaming up with them has been an absolute delight and we’re happy to know they feel the same way. 👏

And to really seal the deal, Givn has seen an increase of 270% in AOV! To find out how we can help you do the same, book a free demo with us! 😉

https://lnkd.in/gxzCkyCi

#the2inb2b #b2bpayments #bnpl

2023 is over and 2024 is set to be a game-changing year for #B2B #payments.

But in case you missed some of the key facts, figures, and metrics from last year, check out our latest edition of the Two Cents Newsletter 😉 

#bnpl #bcommerce #the2inb2b

What are the pros and cons when it comes to trade credit, and how is #B2B #BNPL simply better? 🚀

Interested to learn how B2B BNPL can help you boost B2B sales? 🤔 

Book a demo with Two today! 👇
https://lnkd.in/gxzCkyCi

#tradecredit #the2inb2b #b2bpayments

#B2B customers spend an average of 62% more on products and services when their buying experiences are consistently positive. 🤩

By incorporating digital net terms directly through your website, Two ensures a smoother purchasing journey for your customers.

Learn more here 👉 www.two.inc

#the2inb2b #b2bpayments #bnpl

✨ Happy Holidays from the team at Two! ✨

#the2inb2b #merrychristmas

2023, what a year you’ve been! Two has accomplished some pretty amazing things this year (if we don’t say so ourselves). But of course, we wouldn’t have been able to do any of it if it wasn’t for our dedicated merchants, partners, and team across our 4 offices. THANK YOU!

Let’s take a look back at 2023 in numbers:

1. Crowned winners in the Growth category at #NordicFintechWeek, organised and ran by Copenhagen Fintech 👑

2. Made the Top 100 #Fintechs as curated by CB Insights 💯

3. Launched in Sweden and partnered with NetOnNet, one of the countries largest #B2B merchants, successfully enabling a 90% acceptance rate and increasing average order value by 107% 🇸🇪

4. Launched Sole Trader capability, allowing merchants to offer net terms to both limited companies AND registered individuals 🛒

5. Launched our Recourse product, allowing merchants to substantially increase credit limits for their most loyal #customers 🚀

6. Operational across USA, now with multiple happy merchants State Side 🇺🇸

7. Launched our new integrated POS solution, allowing merchants to offer in-store customers a B2B trade account for a super smooth checkout experience with a single link via SMS 🤝

Thanks again to all our merchants, partners, and hard working Two’ers who made 2023 a year filled with amazing accomplishments! 👏

We can't wait to start 2024!

#the2inb2b

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Coloring book : Fairy Patrol

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Co-Founder - Strategic Sales

Edward Brandler

Operations

Arnoud de Nicolay

Head of Product

Deane Barton

Engineering

Natalia Batishcheva

Marketing and Product

Greg Stait

Lead Senior Project Manager

Johnny Diaz

Maksim Khritantsev

Finance Controller

Shlomi Zifroni

Business Management

Simon Paroutzoglou

Software Engineer

Adelaide Hargreaves

Pep Gomez

Zeynep Yavuz

Andreas Mjelde

CEO & Co-founder

Enrique Elias

Head of Expansion

Joachim Kruger

CTO & Co-Founder

Ivar Lyngedal

Head of Operations

Marie Moxnes Harfjeld

Head of Marketing

Kiran Thomas

Co-founder

Marina Theodosiou

Chief Data Scientist

Nordic Countries Early Stage Companies With More Than 10 Employees

Europe E-Commerce Companies with Early Stage Venture Funding

FinTech Early Stage Companies With Fewer Than 100 Employees

Nordic Countries Startups Founded in 2020

Two is a fintech startup that is building something akin to buy now, pay later for B2B purchases.

Series A - Two

Seed Round - Two

Computer and Software Products and Electrical and Scientific Products

Oslo

Norway

Europe

Govt leaning toward Pillar Two corporate income tax, says Halkitis

Paiement fractionné : Allianz Trade et Santander lancent une offre BtoB pour les grands groupes

10 Norwegian startups to watch

Buy-Now-Pay-Later Firms Shift From Gen Z to Businesses

Today in B2B: Yapily, Two Team on BNPL for SMBs; Verto Offers Multi-Currency Global Accounts

Oslo's Two taps Yapily to offer BNPL services to UK SMEs

Ruller ut norsk «Klarna» for bedrifter

2021’s hottest fintech seed deals, according to investors

Checkout is the key to frictionless B2B e-commerce

United Kingdom

Germany

HTML5

Facebook Comments

Google Drive

Google Maps API

Google Tag Manager

Vimeo

Square E-Commerce (formerly Weebly)

Google Compute Engine

Wordpress

Google Analytics

Two simplifies the B2B purchasing experience by offering instant trade credit at the checkout. It eliminates lengthy application forms and wait times, allowing for simple and straightforward business purchases. With an acceptance rate of 90%, Two enables businesses to offer payment terms to all customers, regardless of size. It also provides upfront payments, eliminates paperwork, and handles dunning procedures.

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