BPER Banca SpA provides banking products and services for individuals, and businesses and professionals in Italy and internationally. The company operates through Retail, Private, Corporate, Large Corporate, Finance, Corporate Center, and Other Assets segments. It offers loans, mortgages, insurance and social security, accounts, and digital banking related services; cards; and investments and savings products and services. The company also provides financing and leasing, credit management and factoring, collection and payment, import and export, liquidity and investment management, digital, and other services. In addition, it offers wealth management services comprising portfolio management, global advisory, finance advice, and wealth advisory services; insurance investment products; and funds and SICAVs. As of December 31, 2021, it operated through a network of 1742 branches. The company was founded in 1867 and is headquartered in Modena, Italy.

BPER Banca SpA

BPER Banca is a financial institution providing banking services such as loans, mortgages, accounts, and insurance, self-described as offering tailored services for individuals and businesses.

Metric
Company Name	BPER Banca SpA
Symbol	BPE
MSH ID	IT:BPER
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	IT
Stage
Employee Count	19.85K
Website	bper.it
LinkedIn
Founders

Metric
Market Cap	7.86B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	5.75B
Revenue (LTM)
Revenue (NTM)
Gross Profit	5.75B
EBITDA	2.07B
Operating Income	1.79B
Net Income	1.60B
EPS	1.13
Diluted EPS	1.11
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.36
EBITDA Margin	0.36
Net Profit Margin	0.27
Return on Equity	0.19
Return on Assets	0.01
Return on Capital Employed	0.03

IT:BPER

BPER Banca

Last Close

5.84

25/11 09:25

Market Cap

7.44B

Beta: -

Volume Today

5.18M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	4.55
P/B Ratio	0.55
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.26
EV Multiple	2.26

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.05

Metric
Operating Cash Flow	556.77M
Free Cash Flow	556.77M
Cash Flow to Debt	0.04
Operating Cash Flow/Sales	0.09
Free Cash Flow Yield

Metric
Cash & Equivalents	10.65B
Accounts Receivable
Inventory
Goodwill	179.58M
Debt to Capitalization	0.70
Debt to Assets	0.11
Current Ratio
Quick Ratio	37.20

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.24