Hong Leong Bank Berhad operates as a financial services company in Malaysia, Singapore, Hong Kong, China, Vietnam, and Cambodia. The company's deposit products include current, savings, pay and save, foreign currency, and fixed deposit accounts. It also offers personal, home, solar, mortgage, shop, refinancing, auto, property, business cash, business auto, business mortgage, term, working capital, and onshore foreign currency loans; credit cards; share margin, loan, share, and mortgage financing services; and overdrafts and revolving credit facilities. In addition, the company provides collection, letters of credit, shipping and bank guarantee, bankers' acceptance, invoice financing, trust receipt, export credit refinancing, foreign/domestic bills of exchange purchased and authority to purchase, advance against trade, e-broking, remittance, and wealth and cash management services. Further, it offers motor, travel, home, life, marine cargo, fire, solar PV all risks, personal accident, medical, card, investment linked, and safe deposit locker insurance products; and digital payments, merchants, and online banking services. Additionally, the company in involved in the provision of Islamic banking, agent and nominee, foreign exchange, debit cards, safe deposit box, and ATM services; holding of pooled motor vehicles; and investment and management of properties. The company was formerly known as MUI Bank Berhad and changed its name to Hong Leong Bank Berhad in January 1991. Hong Leong Bank Berhad was incorporated in 1905 and is based in Kuala Lumpur, Malaysia. Hong Leong Bank Berhad operates as a subsidiary of Hong Leong Financial Group Berhad.

Hong Leong Bank Berhad

Lloyd's of London is an insurance and reinsurance market located in London, United Kingdom. It operates as a partially-mutualized marketplace within which multiple financial backers, grouped in syndicates, come together to pool and spread risk. The business underwritten at Lloyd's is predominantly general insurance and reinsurance, although a small number of syndicates write term life insurance.

Edward Lloyd

Lloyd's of London

RinggitPlus is a platform that compares various financial products including credit cards, personal loans, online trading platforms, and insurance plans. The website aims to help users find the appropriate financial solutions for their needs.

RinggitPlus

The Money Shop offers loans and facilitates borrowing for individuals who may have difficulty obtaining credit through traditional banks. It provides a platform for users to check eligibility and access a variety of loans.

The Money Shop

Hong Leong Bank provides a range of banking services, including personal and business banking, investment, loans, insurance, and digital solutions. Self-described as offering various financial products.

Metric
Company Name	Hong Leong Bank Berhad	Lloyd's of London	RinggitPlus	The Money Shop
Symbol	5.82K
MSH ID	MY:COM:HLB	COM:LLOYDS	COM:RINGGITPLUS	COM:THEMONEYSHOP
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services	Financial Services & Finance	Financial Services & Finance	Financial Services & Finance
Industry	Banks - Regional	Financial services	Financial Technology	Consumer Finance
Country	MY		MY	GB
Stage
Employee Count	8.07K	1.00K
Website	hlb.com.my	lloyds.com	ringgitplus.com	themoneyshop.com
LinkedIn
Founders

Metric
Market Cap	8.89B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	2.42B
Revenue (LTM)
Revenue (NTM)
Gross Profit	2.42B
EBITDA	408.15M
Operating Income	359.33M
Net Income	948.94M
EPS	0.46
Diluted EPS	0.46
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.87
EBITDA Margin	0.17
Net Profit Margin	0.72
Return on Equity	0.12
Return on Assets	0.01
Return on Capital Employed	0.02

5819

MY:COM:HLB

Hong Leong Bank

Last Close

20.48

25/11 08:55

Market Cap

39.31B

Beta: -

Volume Today

2.67M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	10.20
P/B Ratio	1.15
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	7.39
EV Multiple	9.17

Metric
Days Sales Outstanding	179.33
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.03

Metric
Operating Cash Flow	763.78M
Free Cash Flow	741.14M
Cash Flow to Debt	0.21
Operating Cash Flow/Sales	0.93
Free Cash Flow Yield	0.12

Metric
Cash & Equivalents	-2.04B
Accounts Receivable
Inventory
Goodwill	414.14M
Debt to Capitalization	0.46
Debt to Assets	0.01
Current Ratio	30.34
Quick Ratio	43.04

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.03