Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

Bank OZK

Bank OZK provides online banking services for personal and business banking, offering a variety of accounts and loan products. Self-described as offering high-quality service and security.

Metric
Company Name	Bank OZK
Symbol	OZK
MSH ID	COM:OZK
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	US
Stage
Employee Count	2.74K
Website	ozk.com
LinkedIn
Founders

Metric
Market Cap	4.74B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	2.25B
Revenue (LTM)
Revenue (NTM)
Gross Profit	2.25B
EBITDA	-56K
Operating Income	-56K
Net Income	690.78M
EPS	5.89
Diluted EPS	5.87
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.36
EBITDA Margin	-0.00
Net Profit Margin	0.39
Return on Equity	0.14
Return on Assets	0.02
Return on Capital Employed	0.03

NASDAQ:OZK

Bank OZK

Last Close

48.35

22/11 21:00

Market Cap

4.74B

Beta: 1.35

Volume Today

1.29M

Avg: 2.10M

PE Ratio

7.01

PFCF: 5.79

Dividend Yield

3.48%

Payout:25.96%

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	7.01
P/B Ratio	0.97
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.85
EV Multiple	31.07

Metric
Days Sales Outstanding	37.42
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.07

Metric
Operating Cash Flow	881.55M
Free Cash Flow	852.41M
Cash Flow to Debt	1.29
Operating Cash Flow/Sales	0.49
Free Cash Flow Yield	0.17

Metric
Cash & Equivalents	2.15B
Accounts Receivable	-44.98M
Inventory	1.98B
Goodwill	660.79M
Debt to Capitalization	0.29
Debt to Assets	0.06
Current Ratio	20.52
Quick Ratio	0.70

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01
R&D to Revenue
SG&A to Revenue	0.18