Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check, a consumer non-sufficient funds check that is presented for payment electronically rather than through the paper check collection system; and Accounts Receivable Check Conversion, a consumer paper check payment that is converted into an e-check. The company also offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. In addition, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

Usio, Inc.

Usio, Inc. stands at the forefront of tech-enabled payment solutions. With a focus on tailored, efficient, and secure payment processing, we cater to a diverse clientele, including software companies, merchants, billers, banks, service bureaus, and card issuers. When you partner with Usio, you're ensuring world-class payment acceptance, processing, and risk/fraud management for your business. Discover the difference with Usio, your trusted payment solutions provider.

Usio Card Issuing announces all-time record exceeding $100 million dollars in funds loaded onto prepaid cards in the 3rd quarter 2023. Click here > https://lnkd.in/ebJhRGtt #prepaid #fintechrevolution #fintech #integratedpayments #embeddedfinance Houston Frost Kyle Ruschman, CPP

Usio Customer Eliminates Costs by 50%. Get the full story here. >
https://lnkd.in/epEHnS2k
#fintechs #print&mail #integratedpayments #prepaid Sy Green and Frank Tummino

Usio 2023 Employee Halloween Costume Contest. 
1st Place - Marilyn Silva - $100 - "Air Dancer - Tube Man"
2nd Place - Veronica Sanchez - $50 - "Chola"
3rd Place - Andre Moreno - $30 - "Santa's Elf"
4th Place - Diana Ochoa -$20 - "Airline Pilot"
And, the IT team wins a TopGolf party for the department with the best-coordinated costumes.

Usio 2023 Employee Halloween Costume Contest.  1st Place Tiffany Ramos, 
2nd Place, Josh Martinez

Who wants to go to sunny California for a tradeshow? Gregg Gumbinger, Usio Director of Development, joined the HAWKSOFT USER GROUP, LLC, earlier this week to share ideas, network, and bring the best in payment solutions to HawkSoft users. #fintech #paymentsolutions #prepaid #printandmail #integratedtechnology #integratedsolutions

Usio joined the world's largest fintech event, Money20/20 in Las Vegas. Kyle Ruschman, CPP, Greg Carter, and Houston Frost are networking and exploring possibilities with 3000+ other fintech pros.  #fintechs #paymentsolutions #cardissuing #payfac #printandmail

Nearly half of consumers who tried to increase their credit scores did. Get more original data by downloading the latest installment of our Credit Accessibility Series, a PYMNTS Intelligence & Sezzle collaboration: https://lnkd.in/eMM3w8gu

NASDAQ:USIO