Happy Loans provides a service that connects customers with lending partners offering loans, aimed at helping with emergency expenses such as medical fees, mechanic costs, and bills.

Happy Loans

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Venu Bajaj

Shweta Aprameya

Co-Founder and Head

Manish Khera

Founder & CEO

Artificial Intelligence (AI) Companies With Less Than $500M in Revenue (Top 10K)

Asia Financial Services Female Founded Companies

Mumbai Companies With Less Than $1B in Revenue (Top 10K)

Mumbai Companies With More Than 10 Employees (Top 10K)

Happy is India’s fastest growing digital lending platform offering small & short-term business loans to micro businesses in India using alternate data. It believes that "one-size-doesn't fit all" and has innovated in the product design to suit the requirements of the micro-enterprise - Some of the most creative products are - Weekend loans & 90-day loans.  The model is dependent on state-of-the-art technology build with Artificial intelligence and machine learning. The risk is based on alternate data and over 50% of the borrowers have absolutely no record with the credit bureau. The entire focus of the business is on the user-experience enabling smart solutions like automated repayment, loan on-tap and so on.  The company has partnered with multiple merchant aggregators (POS vendors, BC network, E-commerce platforms & more) to enable their merchants with instant loans.

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