Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio.

Bread Financial Holdings, Inc.

Bread Financial is a leading provider of simple, personalized payment, lending, and saving solutions. We create opportunities for our customers and partners through digitally enabled choices that offer ease, empowerment, and financial flexibility. 

Bread Financial

It was a pleasure to host friends from My Possibilities at our Plano office last week. The #HIPsters (Hugely Important People) performed holiday songs for associates and were a huge hit! 🎼 
 
Bread Financial is a long-time corporate partner of My Possibilities, a pioneering leader in vocational training and job placement for adults with intellectual and/or developmental disabilities throughout North Texas. 

#lifeatbreadfinancial #MPTX #happyholidays

At Bread Financial, we embrace and promote #diversity, #equity and #inclusion (DE&I) to create a sense of belonging, drive value for our stakeholders and accelerate responsible, sustainable growth. Over the past year, the DE&I office has sparked crucial conversations with associates, brand partners and clients, organized impactful events at work and in the community, and championed the core values that make our organization a great place to work and thrive. I look forward to 2024 with optimism and renewed energy and am eager to see the continued progress and innovation that will stem for our DE&I initiatives. 
 
Click the link below to learn more about DE&I at Bread Financial and the progress we’ve made in our four key strategy pillars. #lifeatbreadfinancial 

If you’re someone who emphasizes the importance of teamwork when finding solutions to business problems, this open role at Bread Financial may be for you. 🤝

We're #hiring a Senior Mobile Developer that is responsible for building pipelines, test strategies and cloud environments to be used in development processes. The ideal candidate will cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency, and provide peer coaching and feedback. 

Apply now. ⬇️

#lifeatbreadfinancial #jobsintech #ITjobs #infotechjobs #engineerjobs

Say hello to Michelle, your average American shopper in 2023. 👋

As inflation continues her spending habits have been impacted, and while she’s still shopping regularly, she now seeks out better deals and is more careful with each dollar she spends.

Learn more about the average American shopper by downloading our free State of the American Shopper eBook at the link below. ⬇️

Filer	Shares	Latest Filing Date	Previously owned	Change	Share-Type	Market Value
Redwood Capital Management,...	1.81M	2021-02-16	1.87M	-60K	Shares	133.85M
Lyrical Asset Management Lp	1.76M	2020-08-07	5.06M	-3.30M	Shares	79.27M
State Street Corp	1.17M	2021-07-09	1.16M	17.91K	Shares	131.48M
Artemis Investment Manageme...	1.02M	2021-04-28	421.49K	597.07K	Shares	114.23M
Norges Bank	495.06K	2022-05-09	630.03K	-134.97K	Shares	55.49M
Ninety One Uk Ltd	352.80K	2021-05-07	354.96K	-2.16K	Shares	39.55M
Schroder Investment Managem...	153.68K	2021-05-28	202.78K	-49.10K	Shares	17.23M
Muhlenkamp & Co Inc	122.89K	2020-08-20	0	122.89K	Shares	5.54M
Penn Capital Management Com...	97.35K	2021-05-13	0	97.35K	Shares	10.91M
Credit Suisse Ag/	88.08K	2020-11-13	87.62K	463	Shares	3.70M
Federated Hermes, Inc.	72.77K	2021-05-13	69.73K	3.04K	Shares	8.16M
Retirement Systems Of Alabama	62.29K	2020-10-20	55.31K	6.98K	Shares	2.62M
Sg Americas Securities, Llc	45.05K	2021-02-04	5.94K	39.11K	Shares	3.34M
Ajo, Lp	39.70K	2020-08-12	0	39.70K	Shares	1.79M
Nisa Investment Advisors, Llc	15.32K	2020-10-20	2.83K	12.50K	Shares	643K
Interval Partners, Lp	15K	2021-05-17	0	15K	PUT	1.68M
Tiger Management L.L.C.	11K	2020-11-16	0	11K	Shares	462K
Traynor Capital Management,...	7.66K	2021-05-04	7.75K	-98	Shares	858K
Court Place Advisors, Llc	6.44K	2021-02-16	7.01K	-570	Shares	477K
Frontier Wealth Management Llc	3.67K	2021-11-12	3.77K	-93	Shares	296K
Point72 Hong Kong Ltd	1.39K	2021-05-17	0	1.39K	Shares	156K
Steward Partners Investment...	711	2020-10-30	711	0	Shares	30K
Benjamin F. Edwards & Compa...	677	2021-05-14	684	-7	Shares	76K
Markston International Llc	79	2021-11-02	79	0	Shares	6K
Versor Investments Lp	0	2021-05-10	3.37K	-3.37K	Shares	0
Commerce Bank	0	2021-02-09	6.59K	-6.59K	Shares	0
Skylands Capital, Llc	0	2021-02-09	4.80K	-4.80K	Shares	0
Migdal Insurance & Financia...	0	2020-11-05	10	-10	Shares	0

NYSE:ADS

Bread Financial Holdings, Inc.

Last Close

52.32

26/07 20:00

Market Cap

2.29B

Beta: 2.16

Volume Today

1.25M

Avg: 985.52K

PE Ratio

3.18

PFCF: 0.92

Dividend Yield

2.44%

Payout:7.96%

Institutional trades

Institutional Ownership

Current holdings institutionals