Independence Holding Company, through its subsidiaries, engages in health, pet, and life insurance businesses. The company's dental portfolio includes indemnity and PPO plans for employer groups of two or more lives, and for individuals; vision plans that offer a flat reimbursement amount for exams and materials; and short-term medical products for people with temporary needs for health coverage. It also provides supplemental products, including hospital indemnity, fixed indemnity limited benefit, critical illness, accident medical coverage, and life insurance products; pet insurance; and occupational accident insurance products, such as accidental death, accident disability, and accident medical benefits for occupational injuries to employees of companies. In addition, the company offers group long-term and short-term disability products to employers; New York short-term disability plan that offers temporary cash payments to replace wages lost; and group term life products, such as group term life, accidental death and dismemberment (AD&D), supplemental life and AD&D, and dependent life products. Further, it provides medicare supplements and advantages; employer group and individual insurance products, including self-funded programs; and affordable care act plans. Independence Holding Company markets its products through general agents, independent brokers, and independent producers. The company was incorporated in 1980 and is headquartered in Stamford, Connecticut.

	Dec '13	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20
revenue	575.04M -	533.93M 7.15%	522.93M 2.06%	311.00M 40.53%	320.49M 3.05%	350.77M 9.45%	374.45M 6.75%	443.86M 18.54%
cost of revenue
gross profit	575.04M -	533.93M 7.15%	522.93M 2.06%	311.00M 40.53%	320.49M 3.05%	350.77M 9.45%	374.45M 6.75%	443.86M 18.54%
selling and marketing expenses
general and administrative expenses								205.80M -
selling general and administrative expenses	179.55M -	177.85M 0.95%	172.18M 3.19%	132.17M 23.23%	157.10M 18.86%	169.03M 7.59%	174.98M 3.52%	205.80M 17.61%
research and development expenses
other expenses	369.45M -	329.15M 10.91%	312.82M 4.96%	144.83M 53.70%	134.90M 6.86%	143.97M 6.73%	174.02M 20.87%
cost and expenses	551.39M -	510.62M 7.39%	474.74M 7.03%	278.94M 41.24%	292.16M 4.74%	313.23M 7.21%	349.10M 11.45%	414.01M 18.59%
operating expenses	549M -	507M 7.65%	485M 4.34%	277M 42.89%	292M 5.42%	313M 7.19%	349M 11.50%	205.80M 41.03%
interest expense	1.92M -	1.80M 6.16%	1.80M 0.06%	1.53M 14.68%
ebitda	28.67M -	28.41M 0.89%	52.47M 84.67%	136.22M 159.61%	30.17M 77.85%	39.82M 32.00%	28.25M 29.05%	34.23M 21.17%
operating income	23.65M -	23.31M 1.45%	48.19M 106.71%	32.06M 33.46%	28.25M 11.90%	36.97M 30.88%	25.05M 32.23%	29.85M 19.14%
depreciation and amortization	4.58M -	3.93M 14.09%	3.06M 22.10%	1.83M 40.22%	1.92M 4.86%	2.85M 48.54%	3.20M 12.13%	4.62M 44.50%
total other income expenses net					2.65M -	-3.36M 226.93%	2.00M 159.57%
income before tax	23.65M -	23.31M 1.45%	48.19M 106.71%	32.06M 33.46%	28.34M 11.63%	37.54M 32.49%	25.35M 32.48%	29.85M 17.76%
income tax expense	8.40M -	6.39M 23.90%	17.67M 176.42%	9.55M 45.91%	-13.79M 244.36%	8.49M 161.53%	12.66M 49.14%	10.73M 15.22%
net income	13.78M -	16.29M 18.25%	29.94M 83.78%	123.30M 311.76%	42.04M 65.90%	28.48M 32.25%	12.40M 56.48%	18.88M 52.32%
weighted average shs out	17.76M -	17.47M 1.62%	17.31M 0.90%	17.16M 0.88%	15.72M 8.41%	15.10M 3.91%	14.98M 0.85%	14.79M 1.24%
weighted average shs out dil	17.87M -	17.64M 1.32%	17.48M 0.86%	17.38M 0.60%	16.01M 7.89%	15.10M 5.65%	14.98M 0.85%	14.79M 1.24%
eps	0.78 -	0.93 19.23%	1.73 86.02%	7.18 315.03%	2.67 62.81%	1.89 29.21%	0.83 56.08%	1.28 54.22%
epsdiluted	0.77 -	0.92 19.48%	1.71 85.87%	7.09 314.62%	2.63 62.91%	1.89 28.14%	0.83 56.08%	1.28 54.22%

IHC

NYSE:IHC

Independence Holding Company

Last Close

57.00

01/01 00:00

Volume Today

21.84K

Avg: 28.70K

PE Ratio

44.49

PFCF: -

Preview