The Progressive Corporation, an insurance holding company, provides personal and commercial auto, personal residential and commercial property, general liability, and other specialty property-casualty insurance products and related services in the United States. It operates in three segments: Personal Lines, Commercial Lines, and Property. The Personal Lines segment writes insurance for personal autos and recreational vehicles (RV). This segment's products include personal auto insurance; and special lines products, including insurance for motorcycles, ATVs, RVs, watercrafts, snowmobiles, and related products. The Commercial Lines segment provides auto-related primary liability and physical damage insurance, and business-related general liability and property insurance for autos, vans, pick-up trucks, and dump trucks used by small businesses; tractors, trailers, and straight trucks primarily used by regional general freight and expeditor-type businesses, and long-haul operators; dump trucks, log trucks, and garbage trucks used by dirt, sand and gravel, logging, and coal-type businesses; and tow trucks and wreckers used in towing services and gas/service station businesses; as well as non-fleet and airport taxis, and black-car services. The Property segment writes residential property insurance for homeowners, other property owners, and renters, as well as offers personal umbrella insurance, and primary and excess flood insurance. The company also offers policy issuance and claims adjusting services; and acts as an agent to homeowner general liability, workers' compensation insurance, and other products. In addition, it provides reinsurance services. The company sells its products through independent insurance agencies, as well as directly on Internet through mobile devices, and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio.

The Progressive Corporation

Progressive provides various insurance products including auto, homeowners, motorcycle, RV, and life insurance. The company offers customized coverage options to protect customers' assets.

Metric
Company Name	The Progressive Corporation
Symbol	PGR
MSH ID	NYSE:PGR
Market	STOCKS
Sector	Financial Services
Industry	Insurance - Property & Casualty
Country	US
Stage
Employee Count	61.43K
Website	progressive.com
LinkedIn
Founders

Metric
Market Cap	122.99B
Enterprise Value	113.54B
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	62.08B
Revenue (LTM)	68.88B
Revenue (NTM)	76.37B
Gross Profit	62.07B
EBITDA	299.70M
Operating Income	50.83B
Net Income	3.90B
EPS	6.61
Diluted EPS	6.58
Revenue 2022	49.59B
Revenue 2023	62.08B
Revenue 2024	69.07B
Revenue 2025	77.26B
Revenue 2026	88.02B

Metric
Revenue Growth (LTM)	0.12
Revenue Growth (NTM)	0.12
Gross Profit Growth (LTM)	3.60
EBITDA Growth (LTM)	23.37
Net Income Growth (LTM)	0.28
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.00
Operating Profit Margin	0.30
EBITDA Margin	0.00
Net Profit Margin	0.10
Return on Equity	0.46
Return on Assets	0.07
Return on Capital Employed	0.34

NYSE:PGR

Progressive

Last Close

263.44

22/11 21:00

Market Cap

122.99B

Beta: 0.50

Volume Today

2.23M

Avg: 2.78M

PE Ratio

39.11

PFCF: 19.29

Dividend Yield

0.63%

Payout:7.24%

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	39.11
P/B Ratio	6.16
Revenue Multiple (LTM)	1.65
Revenue Multiple (NTM)	1.49
EBITDA Multiple (LTM)	25.09
EBITDA Multiple (NTM)	13.69
Price to Sales Ratio	2.25
EV Multiple	35.55

Metric
Days Sales Outstanding	110.38
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.74

Metric
Operating Cash Flow	10.64B
Free Cash Flow	10.39B
Cash Flow to Debt	1.94
Operating Cash Flow/Sales	0.20
Free Cash Flow Yield	0.05

Metric
Cash & Equivalents	99.60M
Accounts Receivable	-803.10M
Inventory	-79.31B
Goodwill	227.90M
Debt to Capitalization	1
Debt to Assets	0.08
Current Ratio
Quick Ratio	1.00

Metric
Rule of 40 (LTM)	0.22
Rule of 40 (NTM)	0.23
Stock Comp to Revenue	0.00
R&D to Revenue
SG&A to Revenue