Finsiders fosters collaborative discussions and celebrates achievements in banking, design, and technology. It provides a platform for networking and exploring innovative concepts and emerging trends in a casual environment.

Finsiders

AFIS is described as a platform for the African financial industry that brings together leaders, regulators, and institutions to improve financial inclusion and the emergence of a pan-African industry of financial services.

AFIS

Finastra is a financial technology company that provides a wide range of software solutions for financial institutions, including banks, credit unions, and other financial service providers.

Kevin Lomax

Roger Morgan

Finastra

Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.

Metric
Company Name	Finsiders	AFIS	Finastra	Fiserv, Inc.
Symbol				FI
MSH ID	ORG:FINSIDERS	AFRICA:AFIS	COM:FINASTRA	COM:FISERV
Market	PRIVATE	PRIVATE	PRIVATE	STOCKS
Sector	Commercial & Professional Services	Financial Services & Finance	Fintech	Technology
Industry	FinTech	Financial Services	Financial Technology	Information Technology Services
Country	US	AF	GB	US
Stage
Employee Count			12.78K	42K
Website	finsiders.org	afis.africa	finastra.com	fiserv.com
LinkedIn			finastra
Founders

Metric
Market Cap		87.12B
Enterprise Value
Monthly Web Traffic	306.20K	432.21K
Web Traffic Growth	0.85	0.04
Valuation
Raised Capital	5.30B

Metric
Revenue				19.09B
Revenue (LTM)
Revenue (NTM)
Gross Profit				11.43B
EBITDA				7.78B
Operating Income				4.85B
Net Income				3.07B
EPS				5.02
Diluted EPS				4.98
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin				0.67
Operating Profit Margin				0.28
EBITDA Margin				0.41
Net Profit Margin				0.17
Return on Equity				0.12
Return on Assets				0.04
Return on Capital Employed				0.10

ORG:FINSIDERS

Finsiders

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio				29.54
P/B Ratio				2.98
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio				5.74
EV Multiple				10.66

Metric
Days Sales Outstanding				67.17
Days Payables Outstanding				167.82
Days Inventory Outstanding				27.92
Operating Cycle				95.06
Cash Conversion Cycle				67.30
Asset Turnover				0.21

Metric
Operating Cash Flow				5.30B
Free Cash Flow				3.91B
Cash Flow to Debt				0.23
Operating Cash Flow/Sales				0.27
Free Cash Flow Yield				0.04

Metric
Cash & Equivalents				1.20B
Accounts Receivable				23M
Inventory
Goodwill				37.20B
Debt to Capitalization				0.48
Debt to Assets				0.28
Current Ratio				1.07
Quick Ratio				1.06

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue				0.02
R&D to Revenue
SG&A to Revenue