mBank S.A. provides various banking and financial services in Poland, the Czech Republic, Slovakia, and internationally. It offers banking services, such as personal, savings, currency, investment, and business accounts, as well as various deposits; bill and credit cards; cash, car, revolving, and corporate loans, as well as mortgages; pension, insurance, stock exchange products; and transaction and mobile banking services. The company also provides wealth management services, including asset management; investment advisory; investment funds; fund portfolios; and succession services. In addition, it offers currency exchange transaction, currency deposit, and forex forward services, as well as debt securities, such as government and non-government bonds, and Eurobonds. Further, the company provides factoring, leasing, investment credit, invoicing and accounting, brokerage, and currency handling services. It operates in 322 branches. The company was formerly known as BRE Bank S.A. and changed its name to mBank S.A. in November 2013. mBank S.A. was founded in 1986 and is headquartered in Warsaw, Poland. mBank S.A. is a subsidiary of Commerzbank AG.

mBank S.A.

mBank is a financial institution providing banking services, including accounts, loans, deposits, and insurance products. It offers various banking solutions for individual clients and businesses.

Metric
Company Name	mBank S.A.
Symbol	MBK
MSH ID	PL:MBANK
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	PL
Stage
Employee Count	7.38K
Website	mbank.pl
LinkedIn
Founders

Metric
Market Cap	6.51B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	4.48B
Revenue (LTM)
Revenue (NTM)
Gross Profit	4.51B
EBITDA	124.81M
Operating Income	-990.56
Net Income	5.96M
EPS	0.14
Diluted EPS	0.14
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.00
Operating Profit Margin	0.20
EBITDA Margin	0.03
Net Profit Margin	0.04
Return on Equity	0.04
Return on Assets	0.00
Return on Capital Employed	0.03

PL:MBANK

mBank

Last Close

560.40

25/11 09:25

Market Cap

26.27B

Beta: -

Volume Today

1.93K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	26.75
P/B Ratio	1.72
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.47
EV Multiple	35.94

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding	143.84K
Operating Cycle	143.89K
Cash Conversion Cycle	151.74K
Asset Turnover	0.07

Metric
Operating Cash Flow	124.12M
Free Cash Flow	-53.81M
Cash Flow to Debt	0.08
Operating Cash Flow/Sales	0.11
Free Cash Flow Yield	-0.16

Metric
Cash & Equivalents	10.65B
Accounts Receivable
Inventory	8.58B
Goodwill	6.00M
Debt to Capitalization	0.58
Debt to Assets	0.08
Current Ratio
Quick Ratio	0.32

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.02