Pochtabank provides financial services and banking solutions, self-described as having a focus on accessible banking.

Pochtabank

O2O provides a marketing asset platform that connects brands in the cannabis industry with retailers, simplifying the distribution of marketing materials.

VTB Bank (public joint-stock company), together with its subsidiaries, provides various banking products and services in Russia, OECD, and internationally. The company operates five segments: Corporate-Investment Banking, Medium and Small Banking, Retail Business, Treasury, and Other Business. It offers standard term deposits, structured deposits, promissory notes, and corporate overnight accounts, as well as placement of funds on current accounts; credit lines, overdraft loans, complex loan products, consultancy services, and loans to the mining industry, as well as short-, medium-, and long- term loans; and credit operations through remote banking systems. The company also provides cash management products and services; guarantees transactions, letter of credits, and documentary and clean collection services; pooling products; factoring, leasing, pension fund, and registrar services; investment products and services, including debt and equity capital market products, corporate finance, FX and rates, securitization, commodities, securities market, credit derivatives, equities, derivatives, equity repo and structured finance, private equity and special situation solutions, infrastructure and project finance, and portfolio management and research services; and depository services. In addition, it offers cash and settlement, payment cards, payment processing, custody, syndication, trade and export finance, anti-money laundering and counter terrorist financing policies, construction and development services, treasury, electronic banking, and corporate cards. VTB Bank (public joint-stock company) was founded in 1990 and is headquartered in Moscow, Russia.

VTB Bank (public joint-stock company)

VK Company Limited develops and operates a services ecosystem for online tasks in Russia and internationally. Its projects include social networks, games, education, goods and services, food and delivery, transport, productivity, devices, media projects and entertainment, content creation, social services, health, messengers, information and search, and ecosystem services. The company also provides marketing and advertising, technology, data and analytics, education, finances, and social projects solutions for businesses; and business digitizing solutions, which range from online promotion to cloud services. Its ecosystem enables users to communicate, play, sell, and buy goods and services; order food; find jobs and new employees; and receive professional training. The company was formerly known as Mail.ru Group Limited and changed its name to VK Company Limited in October 2021. VK Company Limited was founded in 1998 and is based in Limassol, Cyprus.

Metric
Company Name	Pochtabank	O2O	VTB Bank (public joint-stock company)	VK Company Limited
Symbol			VTBR	VKCO
MSH ID	RU:POCHTABANK	COM:USEO2O	COM:VTB	COMPANY:VK
Market	PRIVATE	PRIVATE	STOCKS	STOCKS
Sector	Financial Services & Finance	Commercial & Professional Services	Financial Services	Communication Services
Industry	Banking	Cannabis	Banks - Regional	Internet Content & Information
Country	RU	US	RU	CY
Stage
Employee Count
Website	pochtabank.ru	useo2o.com	vtb.com/o-banke	vk.company/en
LinkedIn
Founders

Metric
Market Cap				971.97M
Enterprise Value
Monthly Web Traffic				1.33B
Web Traffic Growth				0.05
Valuation
Raised Capital

Metric
Revenue				974.72M
Revenue (LTM)
Revenue (NTM)
Gross Profit				341.94M
EBITDA				66.70M
Operating Income				-133.43M
Net Income				-325.46M
EPS				-1.44
Diluted EPS				-1.40
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin				0.38
Operating Profit Margin				0.07
EBITDA Margin				0.07
Net Profit Margin				0.12
Return on Equity				0.06
Return on Assets				0.03
Return on Capital Employed				0.01

RU:POCHTABANK

Pochtabank

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio				5.87
P/B Ratio				0.53
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio				1.53
EV Multiple				-0.54

Metric
Days Sales Outstanding				244.39
Days Payables Outstanding				83.86
Days Inventory Outstanding				6.39
Operating Cycle				476.42
Cash Conversion Cycle				329.56
Asset Turnover				0.21

Metric
Operating Cash Flow				125.11M
Free Cash Flow				-100.10M
Cash Flow to Debt				0.05
Operating Cash Flow/Sales				0.10
Free Cash Flow Yield				-0.08

Metric
Cash & Equivalents				486.10M
Accounts Receivable
Inventory				2.25M
Goodwill				1.57B
Debt to Capitalization				0.53
Debt to Assets				0.44
Current Ratio				1.65
Quick Ratio				1.64

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue				0.01
R&D to Revenue
SG&A to Revenue				0.01