The Saudi Investment Bank provides commercial and retail banking services to individuals and small to medium-sized businesses, and corporate and institutional customers in the Kingdom of Saudi Arabia. The company operates through Retail Banking, Corporate Banking, Treasury and Investments, and Asset Management and Brokerage segments. It offers current, salary, Murabaha, and escrow accounts; time deposits; and working capital, Shariah compliant, contract and project, real estate development, home and personal, secured, trade, and syndicated financing solutions. The company also engages in the provision of money market and international trade services; and dealing, managing, advising, and custody of securities. In addition, it offers structured products; liquidity management, foreign exchange, treasury and investment, trade and business finance, secured finance, and cash management services; marine cargo insurance services; debit, prepaid, and credit cards; internet and phone banking; and payroll services, as well as payment and transfer, and ATM/cash deposit services. As of December 31, 2020, it operated 52 branches; 368 ATMs; and 9,800 point of sale (POS) terminals. The Saudi Investment Bank was founded in 1976 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.

The Saudi Investment Bank

البنك السعودي للاستثمار offers banking services including personal banking, accounts, financing, cards, and electronic banking services, self-described as a provider of various financial solutions.

Metric
Company Name	The Saudi Investment Bank
Symbol	1.03K
MSH ID	SA:COM:SAIB
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	SA
Stage
Employee Count	1.42K
Website	saib.com.sa
LinkedIn
Founders

Metric
Market Cap	4.15B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	1.06B
Revenue (LTM)
Revenue (NTM)
Gross Profit	1.06B
EBITDA	588.88M
Operating Income	540.04M
Net Income	469.02M
EPS	0.42
Diluted EPS	0.42
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.83
EBITDA Margin	0.56
Net Profit Margin	0.44
Return on Equity	0.12
Return on Assets	0.01
Return on Capital Employed	0.08

1030

SA:COM:SAIB

البنك السعودي للاستثمار

Last Close

14.16

10/03 12:20

Market Cap

15.57B

Beta: -

Volume Today

703.91K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	9.59
P/B Ratio	0.97
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	4.29
EV Multiple	25.08

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.04

Metric
Operating Cash Flow	2.59B
Free Cash Flow	2.53B
Cash Flow to Debt	0.48
Operating Cash Flow/Sales	2.45
Free Cash Flow Yield	0.55

Metric
Cash & Equivalents	1.61B
Accounts Receivable
Inventory	-3.68B
Goodwill	4.87M
Debt to Capitalization	0.68
Debt to Assets
Current Ratio
Quick Ratio	60.62

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.13