Ayan Capital provides halal car finance for UK's PHV, PCO and Business drivers.

Ayan Capital

We provide up to £50,000 financing to Sole Traders and Limited Liability Companies in the UK to acquire primarily battery electric and plug-in hybrid electric cars for business purposes. We use the principles of Ijara wa Iqtina (Ijara Muntahia Bittamleek): rental payments are made throughout the term of the Ijara, and the ownership of the car transfers to the client at the end of the term under a separate agreement, with no balloon payment. 

Our clients can choose their car from any reputable dealership in the UK, and can benefit from our wholesale discounts for the insurance and warranty products. Our clients have rights for 4 payment holidays a year, or they can get a cashback if they don’t use the holidays. 

Ayan Capital is built by the team behind Alif, a Central Asian Islamic challenger banking and fintech group, with a passionate team of over 1000 people and a client base of 2M across Central Asia, expanding to MENA & South Asia.

Business drivers, our financing solutions are tailored to fit your needs 🚗

Swipe and discover ➡️

ayancapital.co.uk

Curious about how Islamic finance differs from the traditional?

Check out our carousel and find the key differences.

Discover our clients’ top choices 🚘

Swipe through and see some of the most requested models and their features.

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Wondering whether to rent or own a car? 🤔

Each option has its unique benefits tailored to specific needs. Swipe through and decide which option suits you best 👉

Drive your business forward ⚡️

One of our clients has recently obtained a supercar with a V8 Engine, the RS6 Urban Edition, and we couldn’t be more excited! 

Are you a business owner in need of a luxury or supercar? We’ve got you covered. Reach out to us for more details and personalised assistance.

ayancapital.co.uk

Explore our clients’ top car picks 🚗

Swipe through and discover some of the most requested models and their features.

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Ayan Capital