Hargreaves Lansdown plc provides investment services for individuals and corporates in the United Kingdom and Poland. It primarily operates Vantage, a direct-to-investor platform. The company offers stocks and shares individual savings accounts (ISAs), fund and share accounts, and junior and lifetime ISAs. It also provides pension services, including self-invested personal pensions (SIPP), junior SIPPs, annuities, and drawdown; share dealing services; and fund dealing services. In addition, the company offers investment accounts; cash savings; foreign currency exchange services; and financial advisory services. Hargreaves Lansdown plc was founded in 1981 and is headquartered in Bristol, the United Kingdom.

Hargreaves Lansdown plc

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The Big Deal

HL Workplace

We’re the UK’s number 1 investment platform for private investors, based in Bristol, where we now employ over 1,700 people. For more than 40 years we’ve helped investors save time, tax and money on their investments. Today we're trusted by over 1.7 million clients.

Our service allows clients to bring all their ISAs, pensions, SIPPS, and savings into one easy to manage place, allowing them to be in control. 

Hargreaves Lansdown

The chance to fix your cash at 5% or above could soon disappear. Bank of England data shows a huge drop in average savings interest rates towards the end of 2023. 

If that trend continues, savers could only have months, or even weeks, to fix at 5% or above for one year. https://hl.uk/367


Scottish tax rates and bands are set to change from 6 April 2024. Those earning £80,000 or more will be hit the hardest by these changes. 

Just take a look at the table below. If you're a higher rate tax payer in Scotland, now might be the perfect time to review your tax allowances. 

HL's financial advisers can help. They'll review your circumstances and help you make most of allowances to reduce your tax bill. 

Tax planning advice > https://hl.uk/364

Source: Scottish Government factsheet, Dec 2023. 					

Legendary investor Warren Buffett recently filed his latest portfolio changes, showing us where he’s investing for the start of this year.

Here’s where he’s putting his money and what we can learn from it. Capital at risk. 
https://hl.uk/362 


Captured: busy bookworms here at HL HQ 📸

Colleagues including Chris Hill, Oscar Howard, Claire Wenban, Alex Mears-Jennings, Phoebe Houlihan and Charles Hutchence recently caught up to discuss Morgan Housel's international bestseller, ‘The Psychology of Money’.

Here are a few nuggets of wisdom we liked from the book:
❄️ Aiming to be mostly reasonable works better than trying to be coldly rational.
⏰ Controlling your time is the highest dividend money pays.
🤕 Good investing is not necessarily about making good decisions. It’s about consistently not screwing up.
🗓️ The most important part of every plan is planning on your plan not going according to plan.

Have you read Morgan’s book yet? Let us know your thoughts in the comments.


Forget your Duolingo streak. Right now, Active Savings has a 5 month streak on market leading rates.

That’s at least one market leading rate, every day, for five months. 🤯

Check out our latest product and rates: https://hl.uk/35V 


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