Santander UK plc, together with its subsidiaries, provides a range of banking and financial products and services in the United Kingdom. It operates through Retail Banking, Consumer Finance, Corporate & Commercial Banking, and Corporate Centre segments. The Retail Banking segment offers prime U.K. mortgage lending to owner-occupiers and buy-to-let landlords with small portfolios; and banking services and unsecured lending to individuals and small businesses, as well as wealth management for high-net-worth clients. The Consumer Finance segment provides prime auto consumer financing for individuals, businesses, and automotive distribution networks. The Corporate & Commercial Banking offers banking products and services to SMEs, mid-sized and larger corporates, and local authorities and housing associations. The Corporate Centre provides treasury services for asset and liability management of its balance sheet, as well as management of non-core and legacy portfolios. The company operates 450 branches. It delivers products through its omnichannel presence comprising branches, ATMs, telephony, and digital and intermediary channels. The company was incorporated in 1988 and is based in London, the United Kingdom. Santander UK plc is a subsidiary of Banco Santander SA.

Santander UK plc

Santander UK provides banking services including personal accounts, credit cards, loans, mortgages, insurance, and investment options. Self-described as a trusted banking provider.

Metric
Company Name	Santander UK plc
Symbol	SANB
MSH ID	UK:CO:SANTANDER
Market	STOCKS
Sector	Financial Services
Industry	Banks - Regional
Country	GB
Stage
Employee Count	19.50K
Website	santander.co.uk
LinkedIn
Founders

Metric
Market Cap	514.43M
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	6.49B
Revenue (LTM)
Revenue (NTM)
Gross Profit	6.49B
EBITDA	3.05B
Operating Income	2.68B
Net Income	1.96B
EPS	0.11
Diluted EPS	0.11
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1
Operating Profit Margin	0.38
EBITDA Margin	0.47
Net Profit Margin	0.24
Return on Equity	0.64
Return on Assets	0.03
Return on Capital Employed	0.06

SANB

UK:CO:SANTANDER

Santander UK

Last Close

135.50

25/11 08:30

Market Cap

403.67M

Beta: -

Volume Today

2

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	16.23
P/B Ratio	1.57
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.32
EV Multiple	-30.33

Metric
Days Sales Outstanding	375.15
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.14

Metric
Operating Cash Flow	-1.44B
Free Cash Flow	-1.93B
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield	-0.08

Metric
Cash & Equivalents	48.69B
Accounts Receivable
Inventory
Goodwill	1.53B
Debt to Capitalization	0.71
Debt to Assets	0.12
Current Ratio	11.71
Quick Ratio	12.05

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.41