Techcombank is a commercial bank in Vietnam, self-described as focused on providing banking services to both individual and business clients.

Techcombank

ApaH Capital Management, based in Hong Kong, manages a Pan Asian cross asset opportunity fund that invests across public and private markets. ApaH focuses primarily on several core markets in Asia, including Australia, China, India, and Japan.

ApaH Capital Management

East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals. It operates through three segments: Consumer and Business Banking, Commercial Banking, and Other. The company accepts various deposit products, such as personal and business checking and savings accounts, money market, and time deposits. Its loan products include mortgage and home equity, commercial and residential real estate, working capital lines of credit, construction, trade finance, letters of credit, commercial business, affordable housing loans, asset-based lending, asset-backed finance, project finance, and equipment financing, as well as financing services to clients needing a financial bridge to facilitate their business transactions between the United States and China. The company also provides various wealth management, treasury management, foreign exchange, and interest rate and commodity risk hedging services; and mobile and online banking services. As of January 27, 2022, it operated approximately 120 locations in the United States and China; full-service branches in Hong Kong, Shanghai, Shantou, and Shenzhen; and representative offices in Beijing, Chongqing, Guangzhou, Taipei, and Xiamen. East West Bancorp, Inc. was incorporated in 1998 and is headquartered in Pasadena, California.

East West Bancorp, Inc.

HDFC Bank Limited provides various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. It operates in Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated segments. The company accepts savings, salary, current, rural, public provident fund, pension, and Demat accounts; fixed and recurring deposits; and safe deposit lockers; as well as offshore accounts and deposits, overdrafts against fixed deposits, and sweep-in facilities. It also provides personal, home, car, two wheeler, business, educational, gold, consumer, and rural loans; loans against properties, securities, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term and professional loans. The company offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. It provides short term finance, bill discounting, structured finance, export credit, loan syndication, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. As of March 31, 2022, the company had 21,683 banking outlets; 6,342 branches; and 18,130 automated teller machines in 3,188 cities/towns. HDFC Bank Limited was incorporated in 1994 and is based in Mumbai, India.

Metric
Company Name	Techcombank	ApaH Capital Management	East West Bancorp, Inc.	HDFC Bank Limited
Symbol			EWBC	HDFCBANK
MSH ID	VN:COM:TECHCOMBANK	COM:APAHCAP	COM:EASTWESTBANK	COM:HDFCBANK
Market	PRIVATE	PRIVATE	STOCKS	STOCKS
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services	Financial Services
Industry	Banking	Asset Management	Banks - Diversified	Banks - Regional
Country	VN	HK	US	IN
Stage
Employee Count			3.20K	173.22K
Website	techcombank.com.vn	apahcap.com	eastwestbank.com	hdfcbank.com
LinkedIn
Founders

Metric
Market Cap	10.12B	145.68B
Enterprise Value
Monthly Web Traffic		114.07M
Web Traffic Growth		0.05
Valuation
Raised Capital		500M

Metric
Revenue	3.97B	48.17B
Revenue (LTM)
Revenue (NTM)
Gross Profit	3.97B	48.17B
EBITDA	-103.31M	-163.45M
Operating Income	1.56B	9.04B
Net Income	1.16B	7.56B
EPS	8.23	1.06
Diluted EPS	8.18	1.06
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1	0.89
Operating Profit Margin	0.51	0.31
EBITDA Margin	-0.03	-0.00
Net Profit Margin	0.30	0.26
Return on Equity	0.18	0.17
Return on Assets	0.02	0.02
Return on Capital Employed	0.05	0.02

VN:COM:TECHCOMBANK

Techcombank

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	7.85	21.25
P/B Ratio	1.50	1.45K
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	3.02	4.48
EV Multiple	42.22	44.20

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.06	0.11

Metric
Operating Cash Flow	1.42B	9.41B
Free Cash Flow	1.42B	8.91B
Cash Flow to Debt	0.42	0.00
Operating Cash Flow/Sales	0.36	0.00
Free Cash Flow Yield	0.13	0.00

Metric
Cash & Equivalents	4.63B	27.02B
Accounts Receivable	-146.27M
Inventory
Goodwill	465.70M
Debt to Capitalization	0.40	0.65
Debt to Assets	0.07	0.20
Current Ratio	2.30
Quick Ratio	0.44

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01	0.01
R&D to Revenue
SG&A to Revenue	0.21	0.04