Sign in
Stories
Decoding the 4% Retirement Rule
Share
2024 HSA Limits Explained
4-Day Workweek Spurs 'Never Retirement'
401(k) 'Millionaires' Surge in 2023
20th Anniversary of Edelman Financial En...
Advisors Face Concerns for 2024
Beyond Financial Planning in Retirement
Overview
API
The 4% rule, created in 1994, advises retirees to spend 4% of savings initially, but misunderstandings persist. It's one of many strategies, not foolproof, and alternatives like Spend Safely exist. Anecdotes indicate limited adherence to the 4% rule.
Ask a question
How can financial advisors better educate retirees on diversified retirement income strategies?
How do different assumptions impact the effectiveness of the 4% rule?
What are the main drawbacks of relying solely on the 4% rule for retirement planning?
Article Frequency
0.2
0.4
0.6
0.8
1.0
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Coverage