Alipay+ provides a suite of cross-border digital payment and digitalization technology solutions connecting global brands with mobile consumers worldwide.

Alipay+

BigPay offers a money app that allows users to spend, send, receive, and track money, emphasizing budgeting and analytics for personal finance management. Self-described as a tool for travelers, it provides favorable exchange rates and allows for international payments.

BigPay

FLEETCOR Technologies, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. It operates through Vehicle Payments, Corporate Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions, which include fuel, tolls, parking, fleet maintenance, and long-haul transportation services; as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions consisting of accounts payable automation; virtual cards, cross-border solutions; and purchasing and travel and entertainment card products, as well as lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; and insurance policyholders displaced from their homes due to damage or catastrophe. In addition, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. FLEETCOR Technologies, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.

Corpay, Inc.

Embedded Finance Review provides insights and analysis on the embedded finance sector, covering product launches and partnerships between financial services and non-financial brands. Self-described analysis includes updates from various players in embedded finance.

Metric
Company Name	Alipay+	BigPay	Corpay, Inc.	Embedded Finance Review
Symbol			CPAY
MSH ID	COM:ALIPAYPLUS	COM:BIGPAYME	COM:CORPAY	COM:EMBEDDEDFINANCEREVIEW
Market	PRIVATE	PRIVATE	STOCKS	PRIVATE
Sector	Financial Services & Finance	Financial Services & Finance	Technology	Financial Services & Finance
Industry	Payment Solutions	Financial Technology	Software - Infrastructure	Finance
Country	CN	MY		GB
Stage
Employee Count			10.50K
Website	alipayplus.com	bigpayme.com		embeddedfinancereview.com
LinkedIn
Founders

Metric
Market Cap		19.20B
Enterprise Value
Monthly Web Traffic	145.87K
Web Traffic Growth	-0.20
Valuation
Raised Capital

Metric
Revenue			3.76B
Revenue (LTM)
Revenue (NTM)
Gross Profit			2.94B
EBITDA			2.01B
Operating Income			1.66B
Net Income			981.89M
EPS			13.42
Diluted EPS			13.20
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin			0.78
Operating Profit Margin			0.45
EBITDA Margin			0.53
Net Profit Margin			0.26
Return on Equity			0.33
Return on Assets			0.06
Return on Capital Employed			0.21

COM:ALIPAYPLUS

Alipay+

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio			21.60
P/B Ratio			6.46
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio			6.43
EV Multiple			10.03

Metric
Days Sales Outstanding			209.96
Days Payables Outstanding			723.40
Days Inventory Outstanding			1.36K
Operating Cycle			1.57K
Cash Conversion Cycle			848.29
Asset Turnover			0.24

Metric
Operating Cash Flow			2.10B
Free Cash Flow			1.95B
Cash Flow to Debt			0.31
Operating Cash Flow/Sales			0.57
Free Cash Flow Yield			0.09

Metric
Cash & Equivalents			1.39B
Accounts Receivable			-210.26M
Inventory			3.06B
Goodwill			5.64B
Debt to Capitalization			0.73
Debt to Assets			0.43
Current Ratio			1.04
Quick Ratio			1.07

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue			0.03
R&D to Revenue
SG&A to Revenue			0.16