Bank AlJazira provides a range of Shari'ah compliant banking products and services for individuals, corporates, small to medium sized businesses, and institutions in the Kingdom of Saudi Arabia. The company operates through Personal Banking, Corporate Banking, Treasury, Brokerage and Asset Management, and Takaful Ta'awuni segments. It offers various personal banking products and services, including saving and current accounts; real estate and personal financing services; safety deposits; money transfer; investment products; and ladies and e-banking services. The company also provides Islamic funding services; global transaction services, such as cash management, trade financing, and corporate payroll services; syndication financing services; and commercial and online banking services, as well as services for the public sector and financial institutions. In addition, it offers investment banking services comprising brokerage and asset management services, as well as corporate investment banking services through initial public offerings, private placement, capital increase, and underwriting. Further, the company provides private banking products and services, including ATM and credit cards, safe deposit lockers, trading commission, foreign currency exchange, short term deposits, and structured products; real-estates investments; wealth management services; and treasury services, including naqa'a and thrift saving programs, foreign exchange, FX forward, structured products, and hedging solutions, as well as margin financing services. As of December 31, 2020, it operated a network of 79 branches and 62 Fawri remittance centers. The company was incorporated in 1975 and is headquartered in Jeddah, the Kingdom of Saudi Arabia.

Bank AlJazira

Bank of Jiujiang Co., Ltd. provides various banking and financial products and services for individuals, corporate customers, and small and micro enterprises in the People's Republic of China. It operates through Corporate Banking, Retail Banking, and Financial Market Business segments. The company offers demand, time, pledged, and corporate deposit products, as well as certificates of deposit; personal loans for consumption and business purposes; residential mortgage loans; personal wealth management services; corporate loans, and green financing products; and trade financing services, as well as debit and credit cards. It also provides various services, including handling domestic and overseas settlements, as well as bill acceptance, settlement, and discounting; issuing financial bonds; acting as agent to issue, settle, and underwrite government bonds; trading of government bonds and financial bonds; inter-bank placements; offering letters of credit services and guarantees; acting as agent on inward and outward payments, and acting as insurance agent; sale of securities investment funds; and safe-box service and other businesses. In addition, the company conducts money market or repurchase transactions, and financial investments, as well as provides online, mobile, telephone, and self-service banking services. As of December 31, 2020, it operated through 13 branches and 262 sub-branches. The company was incorporated in 2000 and is headquartered in Jiujiang, the People's Republic of China.

Bank of Jiujiang Co., Ltd.

البنك المركزي السعودي is responsible for regulating the monetary and financial system in Saudi Arabia, overseeing banks and financial institutions.

البنك المركزي السعودي

بنك الجزيرة provides a variety of banking services including personal banking, corporate banking, investment services, and asset management. It claims to operate under Islamic principles.

Metric
Company Name	Bank AlJazira	Bank of Jiujiang Co., Ltd.	البنك المركزي السعودي
Symbol	1.02K	6.19K
MSH ID	COM:BANKALJAZIRA	COM:JCB	COM:SAUDIPAYMENTS
Market	STOCKS	STOCKS	PRIVATE
Sector	Financial Services	Financial Services	Financial Services & Finance
Industry	Banks - Regional	Banks - Regional	Banking
Country	SA	CN	SA
Stage
Employee Count	1.97K	5.43K
Website	bankaljazira.com	jjccb.com	saudipayments.com
LinkedIn
Founders

Metric
Market Cap	4.41B	2.25B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	883.49M	584.94M
Revenue (LTM)
Revenue (NTM)
Gross Profit	883.49M	584.94M
EBITDA	362.37M	-47.91M
Operating Income	313.95M	116.31M
Net Income	271.17M	53.31M
EPS	0.29	0.02
Diluted EPS	0.29	0.02
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1	5.29
Operating Profit Margin	0.36	0.36
EBITDA Margin	0.41	-0.08
Net Profit Margin	0.31	0.22
Return on Equity	0.08	0.03
Return on Assets	0.01	0.00
Return on Capital Employed	0.01	0.00

COM:BANKALJAZIRA

بنك الجزيرة

Last Close

16.58

25/11 09:25

Market Cap

16.58B

Beta: -

Volume Today

1.35M

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	16.56	9.12
P/B Ratio	1.00	0.41
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	5.03	3.97
EV Multiple	28.25	-67.08

Metric
Days Sales Outstanding		1.41K
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle		3.60K
Cash Conversion Cycle		3.92K
Asset Turnover	0.04	0.01

Metric
Operating Cash Flow	-447.61M	-1.40B
Free Cash Flow	-501.84M	-1.48B
Cash Flow to Debt	-0.03	0.20
Operating Cash Flow/Sales	-0.13	0.81
Free Cash Flow Yield	0.12	-0.82

Metric
Cash & Equivalents	2.89B	2.29B
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization	0.66	0.48
Debt to Assets	0.02	0.06
Current Ratio		8.09
Quick Ratio	22.53	4.78

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue	0.19	0.08