البنك المركزي السعودي is responsible for regulating the monetary and financial system in Saudi Arabia, overseeing banks and financial institutions.

البنك المركزي السعودي

Bank AlJazira provides a range of Shari'ah compliant banking products and services for individuals, corporates, small to medium sized businesses, and institutions in the Kingdom of Saudi Arabia. The company operates through Personal Banking, Corporate Banking, Treasury, Brokerage and Asset Management, and Takaful Ta'awuni segments. It offers various personal banking products and services, including saving and current accounts; real estate and personal financing services; safety deposits; money transfer; investment products; and ladies and e-banking services. The company also provides Islamic funding services; global transaction services, such as cash management, trade financing, and corporate payroll services; syndication financing services; and commercial and online banking services, as well as services for the public sector and financial institutions. In addition, it offers investment banking services comprising brokerage and asset management services, as well as corporate investment banking services through initial public offerings, private placement, capital increase, and underwriting. Further, the company provides private banking products and services, including ATM and credit cards, safe deposit lockers, trading commission, foreign currency exchange, short term deposits, and structured products; real-estates investments; wealth management services; and treasury services, including naqa'a and thrift saving programs, foreign exchange, FX forward, structured products, and hedging solutions, as well as margin financing services. As of December 31, 2020, it operated a network of 79 branches and 62 Fawri remittance centers. The company was incorporated in 1975 and is headquartered in Jeddah, the Kingdom of Saudi Arabia.

Metric
Company Name	البنك المركزي السعودي	Bank AlJazira
Symbol		1.02K
MSH ID	COM:SAUDIPAYMENTS	COM:BANKALJAZIRA
Market	PRIVATE	STOCKS
Sector	Financial Services & Finance	Financial Services
Industry	Banking	Banks - Regional
Country	SA	SA
Stage
Employee Count		1.97K
Website	saudipayments.com	bankaljazira.com
LinkedIn
Founders

Metric
Market Cap		4.41B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue		883.49M
Revenue (LTM)
Revenue (NTM)
Gross Profit		883.49M
EBITDA		362.37M
Operating Income		313.95M
Net Income		271.17M
EPS		0.29
Diluted EPS		0.29
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		1
Operating Profit Margin		0.36
EBITDA Margin		0.41
Net Profit Margin		0.31
Return on Equity		0.08
Return on Assets		0.01
Return on Capital Employed		0.01

COM:SAUDIPAYMENTS

البنك المركزي السعودي

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		16.56
P/B Ratio		1.00
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		5.03
EV Multiple		28.25

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover		0.04

Metric
Operating Cash Flow		-447.61M
Free Cash Flow		-501.84M
Cash Flow to Debt		-0.03
Operating Cash Flow/Sales		-0.13
Free Cash Flow Yield		0.12

Metric
Cash & Equivalents		2.89B
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization		0.66
Debt to Assets		0.02
Current Ratio
Quick Ratio		22.53

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue		0.19