Encina Capital is a private equity firm that specializes in corporate lending and equipment finance. The firm provides capital to middle-market companies across various industries, focusing on asset-based financing solutions. Encina Capital operates through its subsidiary, Encina Equipment Finance, which offers loans and leases for business-critical equipment across the United States and Canada.

Andrew Salter

Encina Capital

Encina Capital Partners, LLC was launched by Andy Salter, a former partner at Oaktree Capital Management’s Principal Opportunities Group. 
 
Since 2016, Encina has created four de novo commercial finance platforms covering the following asset classes:
 
·         Asset Based Lending
·         Equipment Finance
·         Private Credit
·         Lender Finance
 
Two of the platforms were sold in 2021:  Encina Business Credit, now Eclipse Business Capital, was acquired by Mass Mutual’s Barings LLC affiliate; Encina Equipment Finance, now Post Road Equipment Finance, was purchased by Franklin Templeton’s private credit arm, Benefit Street Partners, LLC.
 
Encina’s current focus is aimed at growing its two remaining platforms:
 
· Encina Private Credit which provides first-out and pari-passu enterprise value loans in the $10 – $50mm range to PE-sponsored & non-sponsored borrowers, and
 
· Encina Lender Finance which provides credit facilities in the $10 – $50mm range to commercial & consumer specialty finance companies.
 
Across all our product strategies, we aim to attract highly experienced management teams with relevant domain expertise and proven track records. We differentiate ourselves from our competition by providing borrowers with speed, certainty, and flexibility. 
 
We take pride in the fact that a wide range of private equity sponsors and intermediaries have chosen to work with us on a repeat basis. Altogether we have provided in excess of $3B in commitments to more than 150 borrowers.


Metric
Company Name	Encina Capital
Symbol
MSH ID	COM:ENCINACAPITAL
Market	PRIVATE
Sector	Financial Services & Finance
Industry	Financial Services
Country	US
Stage	Venture Round
Employee Count	13
Website	encinacapital.com
LinkedIn	encina-capital-partners-llc
Founders

Metric
Market Cap
Enterprise Value
Monthly Web Traffic	2.25K
Web Traffic Growth	0.59
Valuation
Raised Capital	3.80M

Metric
Revenue
Revenue (LTM)
Revenue (NTM)
Gross Profit
EBITDA
Operating Income
Net Income
EPS
Diluted EPS
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Return on Equity
Return on Assets
Return on Capital Employed

COM:ENCINACAPITAL

Encina Capital

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio
P/B Ratio
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio
EV Multiple

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover

Metric
Operating Cash Flow
Free Cash Flow
Cash Flow to Debt
Operating Cash Flow/Sales
Free Cash Flow Yield

Metric
Cash & Equivalents
Accounts Receivable
Inventory
Goodwill
Debt to Capitalization
Debt to Assets
Current Ratio
Quick Ratio

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue
R&D to Revenue
SG&A to Revenue