Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, agents, retailers, merchants, content providers, and individual consumers worldwide. The company's Electronic Fund Transfer Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS currency conversion, ATM surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling, and tax-refund services; and integrated electronic financial transaction software solutions, as well as delivers non-cash products. This segment operates a network of 42,713 ATMs and approximately 438,000 POS terminals. Its epay segment distributes and processed prepaid mobile airtime and other electronic payment products; and provides payment processing services for various prepaid products, cards, and services, as well as vouchers and physical gift fulfillment, and gift card distribution and processing services. This segment operates a network of approximately 775,000 POS terminals. The company's Money Transfer segment offers consumer-to-consumer and account-to-account money transfer, customers bill payment, check cashing, foreign currency exchange, mobile top-up, and cash management and foreign currency risk management services, as well as payment alternatives, such as money orders and prepaid debit cards. This segment operates a network of approximately 510,000 money transfer locations. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.

Euronet Worldwide, Inc.

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Wells Fargo

Mastercard Incorporated

USITO is involved in policy work, industry news, and standards related to cybersecurity and telecommunications in China. The organization focuses on providing insights and facilitating discussions on various policy matters.

USITO

Euronet provides payments and financial technology solutions that facilitate money transfer, payment processing, and financial services through a global network.

Metric
Company Name	Euronet Worldwide, Inc.	Mastercard Incorporated	USITO
Symbol	EEFT	MA
MSH ID	COM:EURONETWORLDWIDE	COM:MASTERCARD	ORG:USITO
Market	STOCKS	STOCKS	PRIVATE
Sector	Technology	Financial Services	Commercial & Professional Services
Industry	Software - Infrastructure	Financial - Credit Services	Telecommunications
Country	US	US	US
Stage
Employee Count	10K	33.40K
Website	euronetworldwide.com	mastercard.com	usito.org
LinkedIn		mastercard	united-states-information-technology-office-usito-
Founders

Metric
Market Cap	4.59B	400.02B
Enterprise Value
Monthly Web Traffic		14.01M	423
Web Traffic Growth		-0.08	-0.88
Valuation
Raised Capital

Metric
Revenue	3.69B	25.10B
Revenue (LTM)
Revenue (NTM)
Gross Profit	729.40M	25.10B
EBITDA	565.50M	13.86B
Operating Income	432.60M	14.01B
Net Income	279.70M	11.20B
EPS	5.77	11.86
Diluted EPS	5.50	11.83
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.30	0.87
Operating Profit Margin	0.12	0.58
EBITDA Margin	0.15	0.55
Net Profit Margin	0.08	0.46
Return on Equity	0.23	1.86
Return on Assets	0.05	0.29
Return on Capital Employed	0.19	0.58

COM:EURONETWORLDWIDE

Euronet

Last Close

104.92

22/11 21:00

Market Cap

4.59B

Beta: -

Volume Today

179.34K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	18.71	38.16
P/B Ratio	4.56	61.66
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.42	17.94
EV Multiple	8.87	28.85

Metric
Days Sales Outstanding	30.51	59.04
Days Payables Outstanding	130.25	67.74
Days Inventory Outstanding	0.00	111.83
Operating Cycle	41.07	170.87
Cash Conversion Cycle	8.54	120.32
Asset Turnover	0.66	0.62

Metric
Operating Cash Flow	643.10M	11.98B
Free Cash Flow	539.60M	11.61B
Cash Flow to Debt	0.34	0.78
Operating Cash Flow/Sales	0.18	0.48
Free Cash Flow Yield	0.15	0.03

Metric
Cash & Equivalents	1.79B	8.59B
Accounts Receivable	-190.90M	-506M
Inventory	1
Goodwill	847.50M	7.66B
Debt to Capitalization	0.66	0.69
Debt to Assets	0.36	0.37
Current Ratio	1.38	1.17
Quick Ratio	1.19	1.14

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.01	0.02
R&D to Revenue
SG&A to Revenue	0.25	0.36