Europ Assistance is an international group and a global assistance and insurance operator, providing services in the fields of travel, mobility, home & family, health, and concierge services. self-described as the first travel insurance and assistance company to become global.

Europ Assistance

Bâloise Holding AG, together with its subsidiaries, primarily engages in the insurance and banking businesses in Switzerland, Germany, Belgium, Luxembourg. It operates through Non-Life, Life, Asset Management & Banking, and Other Activities segments. The company offers various non-life insurance products, including accident, health, general liability, motor, fire and other property, marine, credit protection, and legal expenses insurance. It also provides life insurance products, which include endowment policies, such as conventional and unit-linked life insurance; group life insurance products; term insurance; immediate and deferred annuities; and policy riders, including premium waiver, accidental death, and disability. In addition, the company operates Baloise Bank SoBa, a bank in Switzerland; and offers asset management services. Further, it has interests in equity investment companies, real-estate firms, and financing companies. The company sells its products and services to individuals, small and medium sized enterprises, and industrial clients. Bâloise Holding AG was founded in 1863 and is headquartered in Basel, Switzerland.

Bâloise Holding AG

Fidis is a corporate group that offers financial services for the automotive sector, providing credit analysis and financial services coordination for Stellantis worldwide.

Metric
Company Name	Europ Assistance	Bâloise Holding AG	Fidis
Symbol		BALN
MSH ID	COM:EUROP-ASSISTANCE	COM:BALOISE	COM:FIDISGROUP
Market	PRIVATE	STOCKS	PRIVATE
Sector	Commercial & Professional Services		Financial Services & Finance
Industry	Insurance & Assistance Services		Automotive Financial Services
Country	FR	CH	IT
Stage
Employee Count		7.69K	1
Website	europ-assistance.com	baloise.com	fidisgroup.com
LinkedIn
Founders

Metric
Market Cap		6.91B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue		8.02B
Revenue (LTM)
Revenue (NTM)
Gross Profit		8.02B
EBITDA		418.47M
Operating Income		331.83M
Net Income		273.13M
EPS		6.03
Diluted EPS		6.03
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin		1.54
Operating Profit Margin		0.53
EBITDA Margin		0.05
Net Profit Margin		0.07
Return on Equity		0.12
Return on Assets		0.01
Return on Capital Employed		0.04

COM:EUROP-ASSISTANCE

Europ Assistance

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio		11.53
P/B Ratio		1.39
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio		1.36
EV Multiple		28.72

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover		0.12

Metric
Operating Cash Flow		564.83M
Free Cash Flow		500.65M
Cash Flow to Debt		-0.04
Operating Cash Flow/Sales		-0.02
Free Cash Flow Yield		-0.07

Metric
Cash & Equivalents		3.40B
Accounts Receivable
Inventory
Goodwill		104.99M
Debt to Capitalization		0.77
Debt to Assets		0.06
Current Ratio		41.36
Quick Ratio		85.12

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue		0.00
R&D to Revenue
SG&A to Revenue		0.12