Bâloise Holding AG, together with its subsidiaries, primarily engages in the insurance and banking businesses in Switzerland, Germany, Belgium, Luxembourg. It operates through Non-Life, Life, Asset Management & Banking, and Other Activities segments. The company offers various non-life insurance products, including accident, health, general liability, motor, fire and other property, marine, credit protection, and legal expenses insurance. It also provides life insurance products, which include endowment policies, such as conventional and unit-linked life insurance; group life insurance products; term insurance; immediate and deferred annuities; and policy riders, including premium waiver, accidental death, and disability. In addition, the company operates Baloise Bank SoBa, a bank in Switzerland; and offers asset management services. Further, it has interests in equity investment companies, real-estate firms, and financing companies. The company sells its products and services to individuals, small and medium sized enterprises, and industrial clients. Bâloise Holding AG was founded in 1863 and is headquartered in Basel, Switzerland.

Bâloise Holding AG

AGPM, LLC operates multifamily and commercial assets in high-growth markets throughout the United States. The company focuses on the acquisition, development, renovation, and management of residential units. AGPM specializes in asset and investment management, new construction development, and affordable housing preservation.

AGPM

Europ Assistance is an international group and a global assistance and insurance operator, providing services in the fields of travel, mobility, home & family, health, and concierge services. self-described as the first travel insurance and assistance company to become global.

Europ Assistance

Baloise provides insurance and financial services, self-described as an inspiring partner.

Metric
Company Name	Bâloise Holding AG	AGPM	Europ Assistance
Symbol	BALN
MSH ID	COM:BALOISE	COM:AGPMONLINE	COM:EUROP-ASSISTANCE
Market	STOCKS	PRIVATE	PRIVATE
Sector		Real Estate	Commercial & Professional Services
Industry		Real Estate Development	Insurance & Assistance Services
Country	CH	US	FR
Stage
Employee Count	7.69K
Website	baloise.com	agpmonline.com	europ-assistance.com
LinkedIn
Founders

Metric
Market Cap	6.91B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	8.02B
Revenue (LTM)
Revenue (NTM)
Gross Profit	8.02B
EBITDA	418.47M
Operating Income	331.83M
Net Income	273.13M
EPS	6.03
Diluted EPS	6.03
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	1.54
Operating Profit Margin	0.53
EBITDA Margin	0.05
Net Profit Margin	0.07
Return on Equity	0.12
Return on Assets	0.01
Return on Capital Employed	0.04

COM:BALOISE

Baloise

Last Close

168.50

25/11 09:22

Market Cap

6.91B

Beta: -

Volume Today

11.88K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	11.53
P/B Ratio	1.39
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	1.36
EV Multiple	28.72

Metric
Days Sales Outstanding
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.12

Metric
Operating Cash Flow	564.83M
Free Cash Flow	500.65M
Cash Flow to Debt	-0.04
Operating Cash Flow/Sales	-0.02
Free Cash Flow Yield	-0.07

Metric
Cash & Equivalents	3.40B
Accounts Receivable
Inventory
Goodwill	104.99M
Debt to Capitalization	0.77
Debt to Assets	0.06
Current Ratio	41.36
Quick Ratio	85.12

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.00
R&D to Revenue
SG&A to Revenue	0.12