EVERTEC, Inc. engages in transaction processing business in Latin America and the Caribbean. The company operates through Payment Services - Puerto Rico & Caribbean; Payment Services - Latin America; Merchant Acquiring; Business Solutions, and Corporate and Other segments. It provides merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. The company also offers payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers; and EBT services. In addition, it provides business process management solutions comprising core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions to financial institutions, and corporate and government customers. Further, the company owns and operates the ATH network, an automated teller machine and personal identification number debit networks. It manages a system of electronic payment networks that process approximately three billion transactions. The company sells and distributes its services primarily through direct sales force. It serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.

EVERTEC, Inc.

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Wells Fargo

Mastercard Incorporated

Evertec provides financial technology solutions including payment processing, fraud prevention, and transaction management. The company focuses on supporting businesses in Latin America and the Caribbean with technological needs.

Metric
Company Name	EVERTEC, Inc.	Mastercard Incorporated
Symbol	EVTC	MA
MSH ID	COM:EVERTECINC	COM:MASTERCARD
Market	STOCKS	STOCKS
Sector	Technology	Financial Services
Industry	Software - Infrastructure	Financial - Credit Services
Country	US	US
Stage
Employee Count	5K	33.40K
Website	evertecinc.com	mastercard.com
LinkedIn		mastercard
Founders

Metric
Market Cap	2.01B	400.02B
Enterprise Value
Monthly Web Traffic		14.01M
Web Traffic Growth		-0.08
Valuation
Raised Capital

Metric
Revenue	694.71M	25.10B
Revenue (LTM)
Revenue (NTM)
Gross Profit	264.33M	25.10B
EBITDA	236.03M	13.86B
Operating Income	136.16M	14.01B
Net Income	79.72M	11.20B
EPS	1.23	11.86
Diluted EPS	1.21	11.83
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.54	0.87
Operating Profit Margin	0.20	0.58
EBITDA Margin	0.34	0.55
Net Profit Margin	0.15	0.46
Return on Equity	0.26	1.86
Return on Assets	0.04	0.29
Return on Capital Employed	0.09	0.58

COM:EVERTECINC

Evertec

Last Close

36.06

22/11 21:00

Market Cap

2.01B

Beta: -

Volume Today

266.31K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	26.85	38.16
P/B Ratio	4.89	61.66
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	3.59	17.94
EV Multiple	7.42	28.85

Metric
Days Sales Outstanding	63.85	59.04
Days Payables Outstanding	60.62	67.74
Days Inventory Outstanding		111.83
Operating Cycle	209.98	170.87
Cash Conversion Cycle	12.76	120.32
Asset Turnover	0.42	0.62

Metric
Operating Cash Flow	224.29M	11.98B
Free Cash Flow	139.31M	11.61B
Cash Flow to Debt	0.24	0.78
Operating Cash Flow/Sales	0.32	0.48
Free Cash Flow Yield	0.06	0.03

Metric
Cash & Equivalents	318.67M	8.59B
Accounts Receivable	-6.85M	-506M
Inventory
Goodwill	791.70M	7.66B
Debt to Capitalization	0.67	0.69
Debt to Assets	0.34	0.37
Current Ratio	1.62	1.17
Quick Ratio	1.82	1.14

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.04	0.02
R&D to Revenue
SG&A to Revenue		0.36