First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, and lease financing loans, as well as small business administration paycheck protection program loans; and consumer loans, such as residential and revolving mortgage, construction and land development, consumer auto, and other consumer loans. The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services. The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks. As of December 31, 2021, it operated 529 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

First Citizens BancShares, Inc.

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First Citizens is a financial services company that provides banking, lending, and investment services to individuals, businesses, and institutions.

Metric
Company Name	First Citizens BancShares, Inc.	H2O Securities	KOMMIN KIEZ	BSK Immobilien
Symbol	FCNCA
MSH ID	COM:FIRSTCITIZENS	COM:H2O-SECURITIES	COM:KOMM-IN-KIEZ	DE:BSK-IMMOBILIEN
Market	STOCKS	PRIVATE	PRIVATE	PRIVATE
Sector	Financial Services	Financial Services & Finance	Commercial & Professional Services	Real Estate
Industry	Banks - Regional	Water Infrastructure Financing	Real Estate	Real Estate Services
Country	US	US	DE	DE
Stage
Employee Count	15.71K
Website	firstcitizens.com	h2o-securities.com	komm-in-kiez.com	bsk-immobilien.de
LinkedIn
Founders

Metric
Market Cap	25.17B
Enterprise Value
Monthly Web Traffic
Web Traffic Growth
Valuation
Raised Capital

Metric
Revenue	11.59B
Revenue (LTM)
Revenue (NTM)
Gross Profit	8.06B
EBITDA	971M
Operating Income	971M
Net Income	11.47B
EPS	785.18
Diluted EPS	784.55
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.84
Operating Profit Margin	0.25
EBITDA Margin	0.08
Net Profit Margin	1.14
Return on Equity	0.57
Return on Assets	0.05
Return on Capital Employed	0.03

COM:FIRSTCITIZENS

First Citizens

Last Close

2,324.23

22/11 21:00

Market Cap

25.17B

Beta: -

Volume Today

93.17K

Avg: -

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	1.99
P/B Ratio	1.09
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	2.37
EV Multiple	15.19

Metric
Days Sales Outstanding	102.45
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle
Cash Conversion Cycle
Asset Turnover	0.06

Metric
Operating Cash Flow	2.71B
Free Cash Flow	1.28B
Cash Flow to Debt	0.09
Operating Cash Flow/Sales	0.28
Free Cash Flow Yield	0.06

Metric
Cash & Equivalents	34.52B
Accounts Receivable
Inventory	-4.20B
Goodwill	346M
Debt to Capitalization	0.64
Debt to Assets	0.18
Current Ratio	1.91
Quick Ratio	0.68

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.00
R&D to Revenue
SG&A to Revenue	0.34