Groupe Mentor is involved in various sectors including real estate, finance, construction, and technology, offering services such as recruitment, credit aggregation, and cybersecurity training. The company is self-described as innovative and is engaged in initiatives related to corporate social responsibility.

Groupe Mentor

Better Home & Finance Holding Co is a digital-first homeownership company whose services include mortgage, real estate, title, and homeowners insurance. The company has combined technology innovation and fresh thinking with a deep customer focus with the goal of revolutionizing the homeownership industry.

Shawn Low

Viral Shah

Eric Wilson

Vishal Garg

Erik Bernhardsson

Better Home & Finance Holding Company

Bill.com Holdings, Inc. provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services. The company serves accounting firms, financial institutions, and software companies. Bill.com Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.

René Lacerte

Bill.com Holdings, Inc.

Habito is a digital mortgage broker that uses technology to simplify the mortgage application process for homebuyers.

Metric
Company Name	Groupe Mentor	Better Home & Finance Holding Company	Bill.com Holdings, Inc.	Habito
Symbol		BETR	BILL
MSH ID	COM:GROUPEMENTOR	COM:BETTER	COM:BILL	COM:HABITO
Market	PRIVATE	STOCKS	STOCKS	PRIVATE
Sector	Commercial & Professional Services		Technology	Financial Services & Finance
Industry	Various (Real Estate, Finance, Technology, Education)		Software - Application	Financial Technology (Fintech)
Country	FR	US	US
Stage		Post-IPO Debt
Employee Count			2.52K	101
Website	groupementor.com	better.com	bill.com	habito.com
LinkedIn		betterdotcom
Founders

Metric
Market Cap		196.80M	5.33B
Enterprise Value
Monthly Web Traffic	5.53K	489.16K
Web Traffic Growth	1.01	-0.25
Valuation
Raised Capital		528M

Metric
Revenue	88.50M	1.29B
Revenue (LTM)
Revenue (NTM)
Gross Profit	-61.31M	997.12M
EBITDA	-205.63M	-43.41M
Operating Income	-291.28M	-146.58M
Net Income	-536.42M	-28.88M
EPS		-0.27
Diluted EPS		-0.27
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	-0.30	0.82
Operating Profit Margin	-2.62	-0.13
EBITDA Margin	-2.32	-0.03
Net Profit Margin	-5.20	-0.02
Return on Equity	7.86	-0.01
Return on Assets	-0.51	-0.00
Return on Capital Employed	-0.26	-0.03

COM:GROUPEMENTOR

Groupe Mentor

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	-0.42	-47.52
P/B Ratio	1.96	1.96
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	168.99	5.85
EV Multiple	1.07	502.87

Metric
Days Sales Outstanding	819.80	185.77
Days Payables Outstanding	238.02	11.56
Days Inventory Outstanding	1.70K	6.18K
Operating Cycle	2.47K	6.35K
Cash Conversion Cycle	2.31K	6.33K
Asset Turnover	0.11	0.14

Metric
Operating Cash Flow	-159.72M	278.77M
Free Cash Flow	-169.50M	257.88M
Cash Flow to Debt	-0.30	0.30
Operating Cash Flow/Sales	-2.23	0.23
Free Cash Flow Yield	-0.43	0.02

Metric
Cash & Equivalents	503.59M	1.16B
Accounts Receivable		69K
Inventory
Goodwill	32.39M	2.40B
Debt to Capitalization	0.95	0.33
Debt to Assets	0.66	0.20
Current Ratio	4.26	1.81
Quick Ratio	3.89	1.63

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.24	0.27
R&D to Revenue	1.11	0.29
SG&A to Revenue	1.31	0.28