ICBA is an organization that provides trade credit insurance and related services through a network of expert brokers worldwide. Self-described as the world's largest trade credit insurance broker team.

ICBA - International Credit Brokers Alliance

Atradius provides credit insurance to protect B2B businesses from non-payment of invoices and associated financial losses. The company also offers additional coverage options and surety bonds.

Atradius

Aon plc, a professional services firm, provides advice and solutions to clients focused on risk, retirement, and health worldwide. It offers commercial risk solutions, including retail brokerage, cyber, and global risk consulting solutions, as well as acts as a captives management; and health solutions, such as health and benefits brokerages, and health care exchanges. The company also provides treaty and facultative reinsurance, as well as insurance-linked securities, capital raising, strategic advice, restructuring, and mergers and acquisitions services; and corporate finance advisory services and capital markets solutions products. In addition, it offers strategic design consulting services on their retirement programs, actuarial services, and risk management services; advice services on developing and maintaining investment programs across a range of plan types, including defined benefit plans, defined contribution plans, endowments, and foundations for public and private companies, and other institutions; and advice and solutions that help clients in risk, health, and wealth through commercial risk, reinsurance, health, and wealth solutions. Further, the company offers CoverWallet; Affinity; Aon Inpoint; CoverWallet; and ReView services. Aon plc was founded in 1919 and is headquartered in Dublin, Ireland.

Aon plc

COFACE SA, through its subsidiaries, provides credit insurance products and related services for microenterprises, small and medium enterprises, mid-market companies, international corporations, financial institutions, and clients of distribution partners. The company offers credit insurance products to protect companies against default on payment of its trade receivables. It also provides integrated credit management solutions comprising credit insurance, single risk insurance, business information and debt collection services for insured and uninsured businesses; and factoring services, as well as contract and environmental surety, customs and excise, and legal bonds; and payment guarantees. In addition, the company offers business information services through its ICON portal. It operates in Western Europe, Northern Europe, Central and Eastern Europe, the Mediterranean and Africa, North America, Latin America, and the Asia-Pacific. The company was founded in 1946 and is headquartered in Bois-Colombes, France.

Metric
Company Name	ICBA - International Credit Brokers Alliance	Atradius	Aon plc	COFACE SA
Symbol			AON	COFA
MSH ID	COM:ICBA	DE:ATRADIUS	COM:AON	COM:COFACE
Market	PRIVATE	PRIVATE	STOCKS	STOCKS
Sector	Financial Services & Finance	Financial Services & Finance	Financial Services	Financial Services
Industry	Insurance	Insurance	Insurance - Brokers	Insurance - Reinsurance
Country	SG	DE	IE	FR
Stage
Employee Count	11	1.00K	50K	4.10K
Website	icba.com	atradius.de	aon.com	coface.com
LinkedIn			aon
Founders

Metric
Market Cap		64.23B	2.17B
Enterprise Value
Monthly Web Traffic	341
Web Traffic Growth	-0.17
Valuation
Raised Capital

Metric
Revenue	13.38B	1.99B
Revenue (LTM)
Revenue (NTM)
Gross Profit	6.47B	1.99B
EBITDA	3.79B	-82.40M
Operating Income	3.79B	429.41M
Net Income	2.56B	254.02M
EPS	12.60	1.70
Diluted EPS	12.51	1.70
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin	0.82	1.10
Operating Profit Margin	0.30	0.58
EBITDA Margin	0.28	-0.04
Net Profit Margin	0.19	0.17
Return on Equity	2.36	0.13
Return on Assets	0.08	0.03
Return on Capital Employed	0.32	0.16

ICBA

COM:ICBA

ICBA - International Credit Brokers Alliance

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio	23.15	7.63
P/B Ratio	-71.87	0.94
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio	5.48	1.45
EV Multiple	13.72	10.42

Metric
Days Sales Outstanding	88.79
Days Payables Outstanding
Days Inventory Outstanding
Operating Cycle	115.28
Cash Conversion Cycle	115.28	6.57K
Asset Turnover	0.39	0.23

Metric
Operating Cash Flow	3.44B	310.81M
Free Cash Flow	3.18B	283.94M
Cash Flow to Debt	0.30	0.51
Operating Cash Flow/Sales	0.26	0.22
Free Cash Flow Yield	0.03	0.13

Metric
Cash & Equivalents	778M	523.42M
Accounts Receivable	-188M	-5.92M
Inventory
Goodwill	8.41B	166.56M
Debt to Capitalization	1.08	0.57
Debt to Assets	0.35	0.34
Current Ratio	1.00	6.44
Quick Ratio	1.31	6.44

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue	0.02	0.00
R&D to Revenue
SG&A to Revenue	0.10	0.32