Keysafe Tenant Vetting provides digital tenant referencing services using secure Open Banking and ID verification technology.

Keysafe Tenant Vetting

Plaid is a financial services company based in San Francisco, California, that builds a data transfer network powering fintech and digital finance products. Their technology platform enables applications to connect with users’ bank accounts, allowing consumers and businesses to interact with their bank accounts, check balances, and make payments through different financial technology applications.

William Hockey

Zachary Perret

Plaid Inc.

Salt Edge provides an open banking platform that enables businesses to access financial data and build innovative services.

Salt Edge

TransUnion provides risk and information solutions. The company operates in three segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights, and analytics to businesses. These businesses use its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, insurance, tenant and employment, collections and services, technology, commerce and communication, public sector, media, and other markets. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; and consumer services, which help consumers to manage their personal finances and consumer credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The Consumer Interactive segment provides credit reports and scores, credit monitoring, identity protection and resolution, and financial management solutions that enable consumers to manage their personal finances and take precautions against identity theft. This segment offers its products through online and mobile interfaces, as well as through direct and indirect channels. The company serves customers in approximately 30 countries and territories, including North America, Latin America, Europe, Africa, India, and the Asia Pacific. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

Metric
Company Name	Keysafe Tenant Vetting	Plaid Inc.	Salt Edge	TransUnion
Symbol				TRU
MSH ID	COM:KEYSAFETV	COM:PLAID	COM:SALTEDGE	COM:TRANSUNION
Market	PRIVATE	PRIVATE	PRIVATE	STOCKS
Sector	Commercial & Professional Services	Technology	Financial Services & Finance	Industrials
Industry	Real Estate	Financial technology and services	Fintech	Consulting Services
Country	GB	US	US	US
Stage		Series D
Employee Count		1.11K		13K
Website	keysafetv.com	plaid.com	saltedge.com	transunion.com
LinkedIn		plaid-		transunion
Founders

Metric
Market Cap	14.02B	14.82B
Enterprise Value
Monthly Web Traffic	14.62M
Web Traffic Growth	0.15
Valuation
Raised Capital

Metric
Revenue				3.83B
Revenue (LTM)
Revenue (NTM)
Gross Profit				1.79B
EBITDA				1.18B
Operating Income				654.80M
Net Income				-206.20M
EPS				-1.07
Diluted EPS				-1.07
Revenue 2022
Revenue 2023
Revenue 2024
Revenue 2025
Revenue 2026

Metric
Revenue Growth (LTM)
Revenue Growth (NTM)
Gross Profit Growth (LTM)
EBITDA Growth (LTM)
Net Income Growth (LTM)
14-Day Growth Score
28-Day Growth Score
90-Day Growth Score
365-Day Growth Score

Metric
Gross Profit Margin				0.65
Operating Profit Margin				0.06
EBITDA Margin				0.31
Net Profit Margin				-0.04
Return on Equity				-0.04
Return on Assets				-0.02
Return on Capital Employed				0.02

KEYS

COM:KEYSAFETV

Keysafe Tenant Vetting

Company Overview

Market Metrics

Financial Performance

Growth Metrics

Profitability Ratios

Valuation Multiples

Operational Metrics

Cash Flow Metrics

Balance Sheet Metrics

Efficiency Metrics

Metric
P/E Ratio				-50.88
P/B Ratio				3.33
Revenue Multiple (LTM)
Revenue Multiple (NTM)
EBITDA Multiple (LTM)
EBITDA Multiple (NTM)
Price to Sales Ratio				5.26
EV Multiple				12.79

Metric
Days Sales Outstanding				67.08
Days Payables Outstanding				73.38
Days Inventory Outstanding
Operating Cycle				72.27
Cash Conversion Cycle				14.08
Asset Turnover				0.36

Metric
Operating Cash Flow				642.10M
Free Cash Flow				331.40M
Cash Flow to Debt				0.13
Operating Cash Flow/Sales				0.17
Free Cash Flow Yield				0.03

Metric
Cash & Equivalents				476.20M
Accounts Receivable				-135.10M
Inventory
Goodwill				5.18B
Debt to Capitalization				0.57
Debt to Assets				0.49
Current Ratio				1.54
Quick Ratio				1.66

Metric
Rule of 40 (LTM)
Rule of 40 (NTM)
Stock Comp to Revenue				0.02
R&D to Revenue
SG&A to Revenue